PKG vs. ALLY

Last updated Jun 9, 2026

PKG (Packaging Corporation of America) and ALLY (Ally Financial Inc.) are both stocks. PKG operates in Packaging & Containers (Consumer Cyclical), while ALLY operates in Credit Services (Financial Services). Over the past 10 years, PKG returned 15.57%/yr vs 12.28%/yr for ALLY. At a 0.45 correlation, their price movements are largely independent.

Performance

PKG vs. ALLY - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Packaging Corporation of America (PKG) and Ally Financial Inc. (ALLY). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, PKG achieves a 7.03% return, which is significantly higher than ALLY's -5.12% return. Over the past 10 years, PKG has outperformed ALLY with an annualized return of 15.57%, while ALLY has yielded a comparatively lower 12.28% annualized return.

PKG

• 1D: -1.52%
• 1M: -2.30%
• YTD: 7.03%
• 6M: 12.85%
• 1Y: 14.47%
• 3Y*: 22.08%
• 5Y*: 12.21%
• 10Y*: 15.57%

ALLY

• 1D: -0.91%
• 1M: -4.20%
• YTD: -5.12%
• 6M: 0.76%
• 1Y: 20.25%
• 3Y*: 18.71%
• 5Y*: -1.79%
• 10Y*: 12.28%

*Multi-year figures are annualized to reflect compound growth (CAGR)

PKG vs. ALLY - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
PKG Packaging Corporation of America	7.03%	-6.08%	41.70%	31.90%	-2.62%	1.55%	27.20%	38.35%	-28.85%	45.51%
ALLY Ally Financial Inc.	-5.12%	29.92%	6.37%	49.22%	-46.89%	36.04%	20.56%	37.94%	-20.67%	56.05%

Correlation

The correlation between PKG and ALLY is 0.33, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.33
Correlation (3Y) Calculated over the trailing 3-year period	0.39
Correlation (5Y) Calculated over the trailing 5-year period	0.43
Correlation (10Y) Calculated over the trailing 10-year period	0.47
Correlation (All Time) Calculated using the full available price history since Apr 10, 2014	0.45

The correlation between PKG and ALLY shifts across timeframes, from 0.33 (1 year) to 0.47 (10 years), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap PKG : $19.55B ALLY : $13.27B
EPS PKG : $8.25 ALLY : $4.45
PE Ratio PKG : 26.58 ALLY : 9.52
PS Ratio PKG : 2.14 ALLY : 0.85
PB Ratio PKG : 4.26 ALLY : 1.00
Total Revenue (TTM) PKG : $9.22B ALLY : $15.65B
Gross Profit (TTM) PKG : $1.89B ALLY : $7.65B
EBITDA (TTM) PKG : $1.84B ALLY : $2.77B

Return for Risk

PKG vs. ALLY — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PKG

PKG Risk / Return Rank: 58
PKG Sharpe Ratio Rank: 60
PKG Sortino Ratio Rank: 54
PKG Omega Ratio Rank: 53
PKG Calmar Ratio Rank: 61
PKG Martin Ratio Rank: 60

ALLY

ALLY Risk / Return Rank: 61
ALLY Sharpe Ratio Rank: 65
ALLY Sortino Ratio Rank: 58
ALLY Omega Ratio Rank: 57
ALLY Calmar Ratio Rank: 61
ALLY Martin Ratio Rank: 63

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PKG vs. ALLY - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Packaging Corporation of America (PKG) and Ally Financial Inc. (ALLY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PKG	ALLY	Difference
Sharpe ratio: Return per unit of total volatility	0.54	0.69	-0.15
Sortino ratio: Return per unit of downside risk	0.97	1.15	-0.17
Omega ratio: Gain probability vs. loss probability	1.12	1.14	-0.02
Calmar ratio: Return relative to maximum drawdown	0.84	0.88	-0.04
Martin ratio: Return relative to average drawdown	1.86	2.19	-0.33
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

PKG vs. ALLY - Sharpe Ratio Comparison

The current PKG Sharpe Ratio is 0.54, which is comparable to the ALLY Sharpe Ratio of 0.69. The chart below compares the historical Sharpe Ratios of PKG and ALLY, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	PKG	ALLY	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.54	0.69	-0.15
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.48	-0.05	+0.53
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.57	0.31	+0.26
Sharpe Ratio (All Time) Calculated using the full available price history	0.47	0.19	+0.28

Drawdowns

PKG vs. ALLY - Drawdown Comparison

The maximum PKG drawdown since its inception was -66.88%, roughly equal to the maximum ALLY drawdown of -66.24%. Use the drawdown chart below to compare losses from any high point for PKG and ALLY.

Drawdown Indicators

	PKG	ALLY	Difference
Max Drawdown Largest peak-to-trough decline	-66.88%	-66.24%	-0.64%
Max Drawdown (1Y) Largest decline over 1 year	-17.21%	-23.04%	+5.83%
Max Drawdown (3Y) Largest decline over 3 years	-28.43%	-31.60%	+3.17%
Max Drawdown (5Y) Largest decline over 5 years	-31.78%	-58.08%	+26.30%
Max Drawdown (10Y) Largest decline over 10 years	-38.18%	-66.24%	+28.06%
Current Drawdown Current decline from peak	-10.39%	-11.00%	+0.61%
Average Drawdown Average peak-to-trough decline	-11.72%	-20.37%	+8.65%
Ulcer Index Depth and duration of drawdowns from previous peaks	7.81%	9.28%	-1.47%

Volatility

PKG vs. ALLY - Volatility Comparison

The current volatility for Packaging Corporation of America (PKG) is 8.19%, while Ally Financial Inc. (ALLY) has a volatility of 9.09%. This indicates that PKG experiences smaller price fluctuations and is considered to be less risky than ALLY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PKG	ALLY	Difference
Volatility (1M) Calculated over the trailing 1-month period	8.19%	9.09%	-0.90%
Volatility (6M) Calculated over the trailing 6-month period	20.03%	21.96%	-1.93%
Volatility (1Y) Calculated over the trailing 1-year period	26.97%	29.50%	-2.53%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	25.34%	38.52%	-13.18%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	27.33%	39.59%	-12.26%

Dividends

PKG vs. ALLY - Dividend Comparison

PKG's dividend yield for the trailing twelve months is around 2.28%, less than ALLY's 2.83% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
ALLY Ally Financial Inc.	2.83%	2.65%	3.33%	3.44%	4.91%	1.85%	2.13%	2.23%	2.47%	1.37%	0.84%	0.00%
PKG Packaging Corporation of America	2.28%	2.42%	2.22%	3.07%	3.71%	2.94%	2.44%	2.82%	3.59%	2.09%	2.78%	3.49%

Financials

PKG vs. ALLY - Profitability Comparison

The chart below illustrates the profitability comparison between Packaging Corporation of America and Ally Financial Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

PKG - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Packaging Corporation of America reported a gross profit of 452.90M and revenue of 2.37B. Therefore, the gross margin over that period was 19.1%.

ALLY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Ally Financial Inc. reported a gross profit of 1.90B and revenue of 3.89B. Therefore, the gross margin over that period was 49.0%.

PKG - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Packaging Corporation of America reported an operating income of 272.60M and revenue of 2.37B, resulting in an operating margin of 11.5%.

ALLY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Ally Financial Inc. reported an operating income of 400.00M and revenue of 3.89B, resulting in an operating margin of 10.3%.

PKG - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Packaging Corporation of America reported a net income of 170.90M and revenue of 2.37B, resulting in a net margin of 7.2%.

ALLY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Ally Financial Inc. reported a net income of 319.00M and revenue of 3.89B, resulting in a net margin of 8.2%.

Frequently Asked Questions

Can I hold both PKG and ALLY in my portfolio?

PKG and ALLY have a correlation of 0.33, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, PKG or ALLY?

ALLY has higher volatility (9.09%) compared to PKG (8.19%). In terms of maximum drawdown, PKG dropped -66.88% vs ALLY's -66.24%.

Which has better risk-adjusted returns?

ALLY currently has the higher Sharpe Ratio (0.69 vs 0.54), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.