PortfoliosLab logoPortfoliosLab logo
PAYO vs. EVER
Performance
Return for Risk
Drawdowns
Volatility
Dividends
Financials

Performance

PAYO vs. EVER - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Payoneer Global Inc. (PAYO) and EverQuote, Inc. (EVER). The values are adjusted to include any dividend payments, if applicable.

Loading charts...

Returns By Period

In the year-to-date period, PAYO achieves a -8.54% return, which is significantly higher than EVER's -28.52% return.


PAYO

1D
1.98%
1M
-0.39%
YTD
-8.54%
6M
-9.03%
1Y
-26.88%
3Y*
4.53%
5Y*
10Y*

EVER

1D
-0.10%
1M
-5.85%
YTD
-28.52%
6M
-27.77%
1Y
-23.93%
3Y*
34.46%
5Y*
-10.62%
10Y*
*Multi-year figures are annualized to reflect compound growth (CAGR)

PAYO vs. EVER - Yearly Performance Comparison


2026 (YTD)20252024202320222021
PAYO
Payoneer Global Inc.
-8.54%-44.02%92.71%-4.75%-25.58%-30.66%
EVER
EverQuote, Inc.
-28.52%35.07%63.32%-16.96%-5.87%-53.60%

Correlation

The correlation between PAYO and EVER is 0.36, which is low. Their price movements are largely independent, making them effective diversification partners.


Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.36

Correlation (3Y)
Calculated over the trailing 3-year period

0.32

Correlation (All Time)
Calculated using the full available price history since Jun 29, 2021

0.33

Fundamentals

Market Cap

PAYO:

$1.80B

EVER:

$712.98M

EPS

PAYO:

$0.20

EVER:

$2.92

PE Ratio

PAYO:

26.19

EVER:

6.60

PS Ratio

PAYO:

1.77

EVER:

1.01

Total Revenue (TTM)

PAYO:

$1.07B

EVER:

$716.74M

Gross Profit (TTM)

PAYO:

$660.73M

EVER:

$698.48M

EBITDA (TTM)

PAYO:

$204.88M

EVER:

$78.59M

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Return for Risk

PAYO vs. EVER — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PAYO
PAYO Risk / Return Rank: 1818
Overall Rank
PAYO Sharpe Ratio Rank: 1717
Sharpe Ratio Rank
PAYO Sortino Ratio Rank: 1919
Sortino Ratio Rank
PAYO Omega Ratio Rank: 1919
Omega Ratio Rank
PAYO Calmar Ratio Rank: 1919
Calmar Ratio Rank
PAYO Martin Ratio Rank: 1818
Martin Ratio Rank

EVER
EVER Risk / Return Rank: 2828
Overall Rank
EVER Sharpe Ratio Rank: 2929
Sharpe Ratio Rank
EVER Sortino Ratio Rank: 3131
Sortino Ratio Rank
EVER Omega Ratio Rank: 3131
Omega Ratio Rank
EVER Calmar Ratio Rank: 2525
Calmar Ratio Rank
EVER Martin Ratio Rank: 2323
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PAYO vs. EVER - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Payoneer Global Inc. (PAYO) and EverQuote, Inc. (EVER). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


PAYOEVERDifference
Sharpe ratioReturn per unit of total volatility

-0.27

Sortino ratioReturn per unit of downside risk

-0.55

Omega ratioGain probability vs. loss probability

0.93

1.00

-0.07

Calmar ratioReturn relative to maximum drawdown

-0.64

-0.49

-0.14

Martin ratioReturn relative to average drawdown

-1.13

-0.95

-0.19

PAYO vs. EVER - Sharpe Ratio Comparison

The current PAYO Sharpe Ratio is -0.57, which is lower than the EVER Sharpe Ratio of -0.30. The chart below compares the historical Sharpe Ratios of PAYO and EVER, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


Loading charts...

Sharpe Ratios by Period


PAYOEVERDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

-0.57

-0.30

-0.27

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

-0.15

Sharpe Ratio (All Time)

Calculated using the full available price history

-0.25

0.01

-0.26

Drawdowns

PAYO vs. EVER - Drawdown Comparison

The maximum PAYO drawdown since its inception was -67.91%, smaller than the maximum EVER drawdown of -91.18%. Use the drawdown chart below to compare losses from any high point for PAYO and EVER.


Loading charts...

Drawdown Indicators


PAYOEVERDifference

Max Drawdown

Largest peak-to-trough decline

-67.91%

-91.18%

+23.27%

Max Drawdown (1Y)

Largest decline over 1 year

-42.45%

-48.80%

+6.35%

Max Drawdown (3Y)

Largest decline over 3 years

-61.36%

-51.97%

-9.39%

Max Drawdown (5Y)

Largest decline over 5 years

-84.02%

Current Drawdown

Current decline from peak

-53.48%

-69.26%

+15.78%

Average Drawdown

Average peak-to-trough decline

-41.47%

-57.62%

+16.15%

Ulcer Index

Depth and duration of drawdowns from previous peaks

23.74%

25.26%

-1.52%

Volatility

PAYO vs. EVER - Volatility Comparison

The current volatility for Payoneer Global Inc. (PAYO) is 12.41%, while EverQuote, Inc. (EVER) has a volatility of 15.86%. This indicates that PAYO experiences smaller price fluctuations and is considered to be less risky than EVER based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


Loading charts...

Volatility by Period


PAYOEVERDifference

Volatility (1M)

Calculated over the trailing 1-month period

12.41%

15.86%

-3.45%

Volatility (6M)

Calculated over the trailing 6-month period

37.67%

64.04%

-26.37%

Volatility (1Y)

Calculated over the trailing 1-year period

47.16%

80.09%

-32.93%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

55.61%

72.73%

-17.12%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

55.61%

75.89%

-20.28%

Dividends

PAYO vs. EVER - Dividend Comparison

Neither PAYO nor EVER has paid dividends to shareholders.


Tickers have no history of dividend payments

Financials

PAYO vs. EVER - Financials Comparison

This section allows you to compare key financial metrics between Payoneer Global Inc. and EverQuote, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


50.00M100.00M150.00M200.00M250.00M20222023202420252026
261.60M
190.85M
(PAYO) Total Revenue
(EVER) Total Revenue
Values in USD except per share items

PAYO vs. EVER - Profitability Comparison

The chart below illustrates the profitability comparison between Payoneer Global Inc. and EverQuote, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

0.0%20.0%40.0%60.0%80.0%100.0%202220232024202520260
97.8%
Portfolio components
PAYO - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Payoneer Global Inc. reported a gross profit of 0.00 and revenue of 261.60M. Therefore, the gross margin over that period was 0.0%.

EVER - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, EverQuote, Inc. reported a gross profit of 186.59M and revenue of 190.85M. Therefore, the gross margin over that period was 97.8%.

PAYO - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Payoneer Global Inc. reported an operating income of 30.02M and revenue of 261.60M, resulting in an operating margin of 11.5%.

EVER - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, EverQuote, Inc. reported an operating income of 23.42M and revenue of 190.85M, resulting in an operating margin of 12.3%.

PAYO - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Payoneer Global Inc. reported a net income of 19.57M and revenue of 261.60M, resulting in a net margin of 7.5%.

EVER - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, EverQuote, Inc. reported a net income of 18.67M and revenue of 190.85M, resulting in a net margin of 9.8%.


Frequently Asked Questions


PAYO and EVER have a correlation of 0.36, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

EVER has higher volatility (15.86%) compared to PAYO (12.41%). In terms of maximum drawdown, PAYO dropped -67.91% vs EVER's -91.18%.

EVER currently has the higher Sharpe Ratio (-0.30 vs -0.57), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

Portfolio Optimizer

Find the right allocation for PAYO and EVER

Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.

Open Portfolio Optimizer