NCNO vs. LU
NCNO (nCino, Inc.) and LU (Lufax Holding Ltd) are both stocks. NCNO operates in Software - Application (Technology), while LU operates in Credit Services (Financial Services). Over the past 5 years, NCNO returned -24.49%/yr vs -40.10%/yr for LU. At a 0.21 correlation, their price movements are largely independent.
Performance
NCNO vs. LU - Performance Comparison
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Returns By Period
In the year-to-date period, NCNO achieves a -41.34% return, which is significantly higher than LU's -46.09% return.
NCNO
- 1D
- 0.80%
- 1M
- -15.27%
- YTD
- -41.34%
- 6M
- -38.81%
- 1Y
- -44.95%
- 3Y*
- -14.43%
- 5Y*
- -24.49%
- 10Y*
- —
LU
- 1D
- -4.83%
- 1M
- -29.23%
- YTD
- -46.09%
- 6M
- -47.92%
- 1Y
- -52.41%
- 3Y*
- -20.35%
- 5Y*
- -40.10%
- 10Y*
- —
NCNO vs. LU - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
NCNO nCino, Inc. | -41.34% | -23.65% | -0.15% | 27.19% | -51.80% | -24.24% | 2.68% |
LU Lufax Holding Ltd | -46.09% | 7.11% | 73.97% | -58.03% | -60.48% | -60.35% | 10.51% |
Correlation
The correlation between NCNO and LU is 0.19, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.19 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.11 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.20 |
Correlation (All Time) Calculated using the full available price history since Nov 2, 2020 | 0.21 |
Fundamentals
NCNO:
$610.06M
LU:
$31.92B
NCNO:
$374.67M
LU:
$13.50B
NCNO:
$49.42M
LU:
-$1.26B
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Return for Risk
NCNO vs. LU — Risk / Return Rank
NCNO
LU
NCNO vs. LU - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for nCino, Inc. (NCNO) and Lufax Holding Ltd (LU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| NCNO | LU | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.01 | ||
| Sortino ratioReturn per unit of downside risk | +0.16 | ||
| Omega ratioGain probability vs. loss probability | 0.83 | 0.81 | +0.02 |
| Calmar ratioReturn relative to maximum drawdown | -0.79 | -0.77 | -0.02 |
| Martin ratioReturn relative to average drawdown | -1.38 | -1.39 | +0.01 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| NCNO | LU | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.98 | -0.99 | +0.01 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.46 | -0.53 | +0.06 |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.49 | -0.49 | 0.00 |
Drawdowns
NCNO vs. LU - Drawdown Comparison
The maximum NCNO drawdown since its inception was -85.71%, smaller than the maximum LU drawdown of -96.68%. Use the drawdown chart below to compare losses from any high point for NCNO and LU.
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Drawdown Indicators
| NCNO | LU | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -85.71% | -96.68% | +10.97% |
Max Drawdown (1Y)Largest decline over 1 year | -57.14% | -68.64% | +11.50% |
Max Drawdown (3Y)Largest decline over 3 years | -67.14% | -69.41% | +2.27% |
Max Drawdown (5Y)Largest decline over 5 years | -82.07% | -94.84% | +12.77% |
Current DrawdownCurrent decline from peak | -84.66% | -95.24% | +10.58% |
Average DrawdownAverage peak-to-trough decline | -59.10% | -78.40% | +19.30% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 32.59% | 37.82% | -5.23% |
Volatility
NCNO vs. LU - Volatility Comparison
nCino, Inc. (NCNO) has a higher volatility of 16.31% compared to Lufax Holding Ltd (LU) at 12.14%. This indicates that NCNO's price experiences larger fluctuations and is considered to be riskier than LU based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NCNO | LU | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 16.31% | 12.14% | +4.17% |
Volatility (6M)Calculated over the trailing 6-month period | 37.56% | 34.52% | +3.04% |
Volatility (1Y)Calculated over the trailing 1-year period | 46.13% | 53.08% | -6.95% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 53.41% | 76.63% | -23.22% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 54.23% | 76.25% | -22.02% |
Dividends
NCNO vs. LU - Dividend Comparison
Neither NCNO nor LU has paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
LU Lufax Holding Ltd | 0.00% | 0.00% | 101.26% | 11.60% | 26.29% |
NCNO nCino, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
NCNO vs. LU - Financials Comparison
This section allows you to compare key financial metrics between nCino, Inc. and Lufax Holding Ltd. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
NCNO and LU have a correlation of 0.19, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
NCNO has higher volatility (16.31%) compared to LU (12.14%). In terms of maximum drawdown, NCNO dropped -85.71% vs LU's -96.68%.
NCNO currently has the higher Sharpe Ratio (-0.98 vs -0.99), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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