MNDY vs. SOFI
MNDY (monday.com Ltd.) and SOFI (SoFi Technologies, Inc.) are both stocks. MNDY operates in Software - Application (Technology), while SOFI operates in Credit Services (Financial Services). Over the past 3 years, MNDY returned -21.74%/yr vs 26.35%/yr for SOFI. At a 0.48 correlation, their price movements are largely independent.
Performance
MNDY vs. SOFI - Performance Comparison
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Returns By Period
In the year-to-date period, MNDY achieves a -43.24% return, which is significantly lower than SOFI's -36.97% return.
MNDY
- 1D
- -2.31%
- 1M
- 16.22%
- YTD
- -43.24%
- 6M
- -48.29%
- 1Y
- -72.56%
- 3Y*
- -21.74%
- 5Y*
- —
- 10Y*
- —
SOFI
- 1D
- 2.93%
- 1M
- 4.76%
- YTD
- -36.97%
- 6M
- -40.24%
- 1Y
- 15.87%
- 3Y*
- 26.35%
- 5Y*
- -6.19%
- 10Y*
- —
MNDY vs. SOFI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
MNDY monday.com Ltd. | -43.24% | -37.33% | 25.36% | 53.94% | -60.48% | 72.59% |
SOFI SoFi Technologies, Inc. | -36.97% | 70.00% | 54.77% | 115.84% | -70.84% | -31.32% |
Correlation
The correlation between MNDY and SOFI is 0.30, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.30 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.40 |
Correlation (All Time) Calculated using the full available price history since Jun 11, 2021 | 0.48 |
The correlation between MNDY and SOFI shifts across timeframes, from 0.30 (1 year) to 0.48 (all time), reflecting how their relationship changes across market environments.
Fundamentals
MNDY:
$4.09B
SOFI:
$22.74B
MNDY:
$2.29
SOFI:
$0.44
MNDY:
36.55
SOFI:
37.17
MNDY:
3.35
SOFI:
4.53
MNDY:
5.39
SOFI:
2.10
MNDY:
$1.30B
SOFI:
$4.73B
MNDY:
$1.16B
SOFI:
$3.39B
MNDY:
$62.24M
SOFI:
$1.40B
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Return for Risk
MNDY vs. SOFI — Risk / Return Rank
MNDY
SOFI
MNDY vs. SOFI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for monday.com Ltd. (MNDY) and SoFi Technologies, Inc. (SOFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| MNDY | SOFI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.39 | ||
| Sortino ratioReturn per unit of downside risk | -2.72 | ||
| Omega ratioGain probability vs. loss probability | 0.74 | 1.09 | -0.36 |
| Calmar ratioReturn relative to maximum drawdown | -0.89 | 0.30 | -1.20 |
| Martin ratioReturn relative to average drawdown | -1.30 | 0.56 | -1.87 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| MNDY | SOFI | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -1.11 | 0.28 | -1.39 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | -0.09 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.20 | 0.12 | -0.32 |
Drawdowns
MNDY vs. SOFI - Drawdown Comparison
The maximum MNDY drawdown since its inception was -86.78%, roughly equal to the maximum SOFI drawdown of -83.32%. Use the drawdown chart below to compare losses from any high point for MNDY and SOFI.
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Drawdown Indicators
| MNDY | SOFI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -86.78% | -83.32% | -3.46% |
Max Drawdown (1Y)Largest decline over 1 year | -81.30% | -52.96% | -28.34% |
Max Drawdown (3Y)Largest decline over 3 years | -82.07% | -52.96% | -29.11% |
Max Drawdown (5Y)Largest decline over 5 years | — | -81.54% | — |
Current DrawdownCurrent decline from peak | -81.16% | -48.77% | -32.39% |
Average DrawdownAverage peak-to-trough decline | -54.25% | -51.23% | -3.02% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 55.62% | 28.21% | +27.41% |
Volatility
MNDY vs. SOFI - Volatility Comparison
monday.com Ltd. (MNDY) has a higher volatility of 24.66% compared to SoFi Technologies, Inc. (SOFI) at 17.24%. This indicates that MNDY's price experiences larger fluctuations and is considered to be riskier than SOFI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| MNDY | SOFI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 24.66% | 17.24% | +7.42% |
Volatility (6M)Calculated over the trailing 6-month period | 49.21% | 38.62% | +10.59% |
Volatility (1Y)Calculated over the trailing 1-year period | 65.57% | 56.53% | +9.04% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 71.95% | 66.71% | +5.24% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 71.95% | 71.97% | -0.02% |
Dividends
MNDY vs. SOFI - Dividend Comparison
Neither MNDY nor SOFI has paid dividends to shareholders.
Financials
MNDY vs. SOFI - Financials Comparison
This section allows you to compare key financial metrics between monday.com Ltd. and SoFi Technologies, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
MNDY vs. SOFI - Profitability Comparison
MNDY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, monday.com Ltd. reported a gross profit of 313.14M and revenue of 351.27M. Therefore, the gross margin over that period was 89.2%.
SOFI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, SoFi Technologies, Inc. reported a gross profit of 880.26M and revenue of 1.00B. Therefore, the gross margin over that period was 87.9%.
MNDY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, monday.com Ltd. reported an operating income of 19.75M and revenue of 351.27M, resulting in an operating margin of 5.6%.
SOFI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, SoFi Technologies, Inc. reported an operating income of 159.46M and revenue of 1.00B, resulting in an operating margin of 15.9%.
MNDY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, monday.com Ltd. reported a net income of 28.03M and revenue of 351.27M, resulting in a net margin of 8.0%.
SOFI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, SoFi Technologies, Inc. reported a net income of 166.73M and revenue of 1.00B, resulting in a net margin of 16.7%.
Frequently Asked Questions
MNDY and SOFI have a correlation of 0.30, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
MNDY has higher volatility (24.66%) compared to SOFI (17.24%). In terms of maximum drawdown, MNDY dropped -86.78% vs SOFI's -83.32%.
SOFI currently has the higher Sharpe Ratio (0.28 vs -1.11), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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