ML vs. QTWO

Last updated Jun 9, 2026

ML (MoneyLion Inc.) and QTWO (Q2 Holdings, Inc.) are both stocks. Both operate in the Software - Application industry within the Technology sector. At a 0.36 correlation, their price movements are largely independent.

Performance

ML vs. QTWO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in MoneyLion Inc. (ML) and Q2 Holdings, Inc. (QTWO). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

ML

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

QTWO

• 1D: -1.95%
• 1M: -10.59%
• YTD: -37.89%
• 6M: -39.02%
• 1Y: -50.89%
• 3Y*: 17.10%
• 5Y*: -13.94%
• 10Y*: 5.15%

*Multi-year figures are annualized to reflect compound growth (CAGR)

ML vs. QTWO - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
ML MoneyLion Inc.	0.00%	-0.13%	37.20%	237.04%	-84.62%	-64.34%	15.31%
QTWO Q2 Holdings, Inc.	-37.89%	-28.31%	131.86%	61.56%	-66.18%	-37.22%	31.17%

Correlation

The correlation between ML and QTWO is 0.36, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (3Y) Calculated over the trailing 3-year period	0.29
Correlation (5Y) Calculated over the trailing 5-year period	0.37
Correlation (All Time) Calculated using the full available price history since Aug 17, 2020	0.36

Fundamentals

Total Revenue (TTM) ML : $545.91M QTWO : $821.58M
Gross Profit (TTM) ML : $409.26M QTWO : $456.61M
EBITDA (TTM) ML : $56.96M QTWO : $105.55M

Return for Risk

ML vs. QTWO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

QTWO

QTWO Risk / Return Rank: 4
QTWO Sharpe Ratio Rank: 3
QTWO Sortino Ratio Rank: 3
QTWO Omega Ratio Rank: 4
QTWO Calmar Ratio Rank: 3
QTWO Martin Ratio Rank: 6

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ML vs. QTWO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for MoneyLion Inc. (ML) and Q2 Holdings, Inc. (QTWO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	ML	QTWO	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	-1.16	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	-0.28	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.12	—
Sharpe Ratio (All Time) Calculated using the full available price history	—	0.21	—

Drawdowns

Drawdown Indicators

	ML	QTWO	Difference
Max Drawdown Largest peak-to-trough decline	—	-85.77%	—
Max Drawdown (1Y) Largest decline over 1 year	—	-53.08%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-59.68%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-80.69%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-85.77%	—
Current Drawdown Current decline from peak	—	-69.45%	—
Average Drawdown Average peak-to-trough decline	—	-30.20%	—
Ulcer Index Depth and duration of drawdowns from previous peaks	—	33.84%	—

Volatility

Volatility by Period

	ML	QTWO	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	18.44%	—
Volatility (6M) Calculated over the trailing 6-month period	—	32.97%	—
Volatility (1Y) Calculated over the trailing 1-year period	—	44.22%	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	—	50.12%	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	—	44.29%	—

Dividends

ML vs. QTWO - Dividend Comparison

Neither ML nor QTWO has paid dividends to shareholders.

Tickers have no history of dividend payments

Financials

Frequently Asked Questions

Can I hold both ML and QTWO in my portfolio?

ML and QTWO have a correlation of 0.36, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.