ML vs. PYPL

Last updated Jun 9, 2026

ML (MoneyLion Inc.) and PYPL (PayPal Holdings, Inc.) are both stocks. ML operates in Software - Application (Technology), while PYPL operates in Credit Services (Financial Services). At a 0.29 correlation, their price movements are largely independent.

Performance

ML vs. PYPL - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in MoneyLion Inc. (ML) and PayPal Holdings, Inc. (PYPL). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

ML

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

PYPL

• 1D: -0.07%
• 1M: -8.76%
• YTD: -28.88%
• 6M: -32.07%
• 1Y: -43.32%
• 3Y*: -13.13%
• 5Y*: -30.87%
• 10Y*: 1.25%

*Multi-year figures are annualized to reflect compound growth (CAGR)

ML vs. PYPL - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
ML MoneyLion Inc.	0.00%	-0.13%	37.20%	237.04%	-84.62%	-64.34%	15.31%
PYPL PayPal Holdings, Inc.	-28.88%	-31.44%	38.98%	-13.77%	-62.23%	-19.48%	22.32%

Correlation

The correlation between ML and PYPL is 0.29, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (3Y) Calculated over the trailing 3-year period	0.18
Correlation (5Y) Calculated over the trailing 5-year period	0.30
Correlation (All Time) Calculated using the full available price history since Aug 17, 2020	0.29

The correlation between ML and PYPL shifts across timeframes, from 0.18 (3 years) to 0.30 (5 years), reflecting how their relationship changes across market environments.

Fundamentals

Total Revenue (TTM) ML : $545.91M PYPL : $33.73B
Gross Profit (TTM) ML : $409.26M PYPL : $15.56B
EBITDA (TTM) ML : $56.96M PYPL : $7.23B

Return for Risk

ML vs. PYPL — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PYPL

PYPL Risk / Return Rank: 5
PYPL Sharpe Ratio Rank: 3
PYPL Sortino Ratio Rank: 6
PYPL Omega Ratio Rank: 5
PYPL Calmar Ratio Rank: 8
PYPL Martin Ratio Rank: 5

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ML vs. PYPL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for MoneyLion Inc. (ML) and PayPal Holdings, Inc. (PYPL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	ML	PYPL	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	-1.11	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	-0.74	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.03	—
Sharpe Ratio (All Time) Calculated using the full available price history	—	0.01	—

Drawdowns

Drawdown Indicators

	ML	PYPL	Difference
Max Drawdown Largest peak-to-trough decline	—	-87.30%	—
Max Drawdown (1Y) Largest decline over 1 year	—	-49.92%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-57.34%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-87.30%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-87.30%	—
Current Drawdown Current decline from peak	—	-86.51%	—
Average Drawdown Average peak-to-trough decline	—	-35.69%	—
Ulcer Index Depth and duration of drawdowns from previous peaks	—	27.99%	—

Volatility

Volatility by Period

	ML	PYPL	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	6.73%	—
Volatility (6M) Calculated over the trailing 6-month period	—	31.69%	—
Volatility (1Y) Calculated over the trailing 1-year period	—	39.14%	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	—	42.09%	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	—	38.78%	—

Dividends

ML vs. PYPL - Dividend Comparison

ML has not paid dividends to shareholders, while PYPL's dividend yield for the trailing twelve months is around 1.02%.

Position	TTM	2025
ML MoneyLion Inc.	0.00%	0.00%
PYPL PayPal Holdings, Inc.	1.02%	0.24%

Financials

Frequently Asked Questions

Can I hold both ML and PYPL in my portfolio?

ML and PYPL have a correlation of 0.29, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.