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LDI vs. AVDX
Performance
Return for Risk
Drawdowns
Volatility
Dividends
Financials

Performance

LDI vs. AVDX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in loanDepot, Inc. (LDI) and AvidXchange Holdings, Inc. (AVDX). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period


LDI

1D
-4.24%
1M
-19.29%
YTD
-45.41%
6M
-60.07%
1Y
-13.08%
3Y*
-19.05%
5Y*
-39.78%
10Y*

AVDX

1D
1M
YTD
6M
1Y
3Y*
5Y*
10Y*
*Multi-year figures are annualized to reflect compound growth (CAGR)

LDI vs. AVDX - Yearly Performance Comparison


2026 (YTD)20252024202320222021
LDI
loanDepot, Inc.
-45.41%1.47%-42.05%113.33%-64.95%-24.31%
AVDX
AvidXchange Holdings, Inc.
0.00%-3.29%-16.55%24.65%-34.00%-39.62%

Correlation

The correlation between LDI and AVDX is 0.14, which is low. Their price movements are largely independent, making them effective diversification partners.


Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.14

Correlation (3Y)
Calculated over the trailing 3-year period

0.21

Correlation (All Time)
Calculated using the full available price history since Oct 14, 2021

0.25

The correlation between LDI and AVDX shifts across timeframes, from 0.14 (1 year) to 0.25 (all time), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap

LDI:

$258.73M

AVDX:

$2.07B

EPS

LDI:

-$0.36

AVDX:

-$0.04

PS Ratio

LDI:

0.18

AVDX:

4.63

PB Ratio

LDI:

0.77

AVDX:

3.01

Total Revenue (TTM)

LDI:

$1.34B

AVDX:

$446.72M

Gross Profit (TTM)

LDI:

$841.99M

AVDX:

$323.96M

EBITDA (TTM)

LDI:

-$34.48M

AVDX:

$36.84M

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Return for Risk

LDI vs. AVDX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

LDI
LDI Risk / Return Rank: 3939
Overall Rank
LDI Sharpe Ratio Rank: 3737
Sharpe Ratio Rank
LDI Sortino Ratio Rank: 4343
Sortino Ratio Rank
LDI Omega Ratio Rank: 4141
Omega Ratio Rank
LDI Calmar Ratio Rank: 3737
Calmar Ratio Rank
LDI Martin Ratio Rank: 3737
Martin Ratio Rank

AVDX
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

LDI vs. AVDX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for loanDepot, Inc. (LDI) and AvidXchange Holdings, Inc. (AVDX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


LDIAVDXDifference
Sharpe ratioReturn per unit of total volatility

Sortino ratioReturn per unit of downside risk

Omega ratioGain probability vs. loss probability

1.05

Calmar ratioReturn relative to maximum drawdown

-0.17

Martin ratioReturn relative to average drawdown

-0.29

LDI vs. AVDX - Sharpe Ratio Comparison


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Sharpe Ratios by Period


LDIAVDXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

-0.14

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

-0.52

Sharpe Ratio (All Time)

Calculated using the full available price history

-0.53

Drawdowns

LDI vs. AVDX - Drawdown Comparison


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Drawdown Indicators


LDIAVDXDifference

Max Drawdown

Largest peak-to-trough decline

-96.47%

Max Drawdown (1Y)

Largest decline over 1 year

-75.22%

Max Drawdown (3Y)

Largest decline over 3 years

-75.22%

Max Drawdown (5Y)

Largest decline over 5 years

-92.39%

Current Drawdown

Current decline from peak

-96.09%

Average Drawdown

Average peak-to-trough decline

-87.20%

Ulcer Index

Depth and duration of drawdowns from previous peaks

45.85%

Volatility

LDI vs. AVDX - Volatility Comparison


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Volatility by Period


LDIAVDXDifference

Volatility (1M)

Calculated over the trailing 1-month period

20.66%

Volatility (6M)

Calculated over the trailing 6-month period

51.71%

Volatility (1Y)

Calculated over the trailing 1-year period

93.69%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

77.22%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

79.98%

Dividends

LDI vs. AVDX - Dividend Comparison

Neither LDI nor AVDX has paid dividends to shareholders.


PositionTTM20252024202320222021
AVDX
AvidXchange Holdings, Inc.
0.00%0.00%0.00%0.00%0.00%0.00%
LDI
loanDepot, Inc.
0.00%0.00%0.00%0.00%4.85%17.75%

Financials

LDI vs. AVDX - Financials Comparison

This section allows you to compare key financial metrics between loanDepot, Inc. and AvidXchange Holdings, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.00200.00M400.00M600.00M800.00M1.00B1.20B1.40B20222023202420252026
286.39M
110.57M
(LDI) Total Revenue
(AVDX) Total Revenue
Values in USD except per share items

LDI vs. AVDX - Profitability Comparison

The chart below illustrates the profitability comparison between loanDepot, Inc. and AvidXchange Holdings, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

0.0%20.0%40.0%60.0%80.0%100.0%202220232024202520260
72.0%
Portfolio components
LDI - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, loanDepot, Inc. reported a gross profit of 0.00 and revenue of 286.39M. Therefore, the gross margin over that period was 0.0%.

AVDX - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, AvidXchange Holdings, Inc. reported a gross profit of 79.62M and revenue of 110.57M. Therefore, the gross margin over that period was 72.0%.

LDI - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, loanDepot, Inc. reported an operating income of 0.00 and revenue of 286.39M, resulting in an operating margin of 0.0%.

AVDX - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, AvidXchange Holdings, Inc. reported an operating income of -12.41M and revenue of 110.57M, resulting in an operating margin of -11.2%.

LDI - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, loanDepot, Inc. reported a net income of -37.49M and revenue of 286.39M, resulting in a net margin of -13.1%.

AVDX - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, AvidXchange Holdings, Inc. reported a net income of -9.46M and revenue of 110.57M, resulting in a net margin of -8.6%.


Frequently Asked Questions


LDI and AVDX have a correlation of 0.14, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

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