HSBA.L vs. UUGRY
HSBA.L (HSBC Holdings plc) and UUGRY (United Utilities Group PLC ADR) are both stocks. HSBA.L operates in Banks - Diversified (Financial Services), while UUGRY operates in Utilities - Regulated Water (Utilities). Over the past 10 years, HSBA.L returned 18.05%/yr vs 8.61%/yr for UUGRY. At a 0.13 correlation, their price movements are largely independent.
Performance
HSBA.L vs. UUGRY - Performance Comparison
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Different Trading Currencies
HSBA.L is traded in GBp, while UUGRY is traded in USD. To make them comparable, the UUGRY values have been converted to GBp using the latest available exchange rates.
Returns By Period
In the year-to-date period, HSBA.L achieves a 20.63% return, which is significantly higher than UUGRY's 9.54% return. Over the past 10 years, HSBA.L has outperformed UUGRY with an annualized return of 18.05%, while UUGRY has yielded a comparatively lower 8.61% annualized return.
HSBA.L
- 1D
- 0.76%
- 1M
- 4.48%
- YTD
- 20.63%
- 6M
- 33.00%
- 1Y
- 62.97%
- 3Y*
- 40.74%
- 5Y*
- 33.67%
- 10Y*
- 18.05%
UUGRY
- 1D
- -1.83%
- 1M
- -5.95%
- YTD
- 9.54%
- 6M
- 10.74%
- 1Y
- 19.84%
- 3Y*
- 11.65%
- 5Y*
- 9.75%
- 10Y*
- 8.61%
HSBA.L vs. UUGRY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
HSBA.L HSBC Holdings plc | 20.63% | 57.77% | 36.43% | 32.14% | 19.91% | 22.90% | -35.99% | -2.41% | -11.05% | 23.54% |
UUGRY United Utilities Group PLC ADR | 9.54% | 18.75% | 2.29% | 15.35% | -6.28% | 23.58% | 1.19% | 34.51% | -7.23% | -0.78% |
Correlation
The correlation between HSBA.L and UUGRY is 0.10, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.10 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.05 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.02 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.05 |
Correlation (All Time) Calculated using the full available price history since Oct 27, 2008 | 0.13 |
The correlation between HSBA.L and UUGRY shifts across timeframes, from 0.02 (5 years) to 0.13 (all time), reflecting how their relationship changes across market environments.
Fundamentals
HSBA.L:
£237.12B
UUGRY:
$11.93B
HSBA.L:
£1.27
UUGRY:
$2.50
HSBA.L:
10.80
UUGRY:
13.94
HSBA.L:
0.52
UUGRY:
0.40
HSBA.L:
1.91
UUGRY:
2.50
HSBA.L:
1.36
UUGRY:
5.32
HSBA.L:
£125.68B
UUGRY:
$4.78B
HSBA.L:
£61.95B
UUGRY:
$3.23B
HSBA.L:
£31.98B
UUGRY:
$2.71B
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Return for Risk
HSBA.L vs. UUGRY — Risk / Return Rank
HSBA.L
UUGRY
HSBA.L vs. UUGRY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for HSBC Holdings plc (HSBA.L) and United Utilities Group PLC ADR (UUGRY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| HSBA.L | UUGRY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.63 | ||
| Sortino ratioReturn per unit of downside risk | +1.78 | ||
| Omega ratioGain probability vs. loss probability | 1.45 | 1.18 | +0.27 |
| Calmar ratioReturn relative to maximum drawdown | 3.93 | 1.72 | +2.20 |
| Martin ratioReturn relative to average drawdown | 14.65 | 5.37 | +9.27 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| HSBA.L | UUGRY | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.49 | 0.86 | +1.63 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 1.37 | 0.44 | +0.93 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | 0.36 | +0.37 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.22 | 0.44 | -0.22 |
Drawdowns
HSBA.L vs. UUGRY - Drawdown Comparison
The maximum HSBA.L drawdown since its inception was -66.05%, which is greater than UUGRY's maximum drawdown of -34.71%. Use the drawdown chart below to compare losses from any high point for HSBA.L and UUGRY.
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Drawdown Indicators
| HSBA.L | UUGRY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -66.05% | -34.71% | -31.34% |
Max Drawdown (1Y)Largest decline over 1 year | -15.96% | -11.55% | -4.41% |
Max Drawdown (3Y)Largest decline over 3 years | -21.98% | -16.17% | -5.81% |
Max Drawdown (5Y)Largest decline over 5 years | -21.98% | -28.06% | +6.08% |
Max Drawdown (10Y)Largest decline over 10 years | -59.96% | -34.30% | -25.66% |
Current DrawdownCurrent decline from peak | -2.74% | -9.85% | +7.11% |
Average DrawdownAverage peak-to-trough decline | -18.74% | -8.99% | -9.75% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.27% | 3.70% | +0.57% |
Volatility
HSBA.L vs. UUGRY - Volatility Comparison
The current volatility for HSBC Holdings plc (HSBA.L) is 5.97%, while United Utilities Group PLC ADR (UUGRY) has a volatility of 9.70%. This indicates that HSBA.L experiences smaller price fluctuations and is considered to be less risky than UUGRY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| HSBA.L | UUGRY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.97% | 9.70% | -3.73% |
Volatility (6M)Calculated over the trailing 6-month period | 20.94% | 19.48% | +1.46% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.25% | 23.33% | +1.92% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.59% | 22.38% | +2.21% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 24.77% | 23.94% | +0.83% |
Dividends
HSBA.L vs. UUGRY - Dividend Comparison
HSBA.L's dividend yield for the trailing twelve months is around 4.06%, more than UUGRY's 3.98% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HSBA.L HSBC Holdings plc | 4.06% | 4.28% | 8.28% | 6.80% | 4.11% | 3.54% | 0.00% | 6.79% | 5.83% | 5.18% | 0.00% | 0.00% |
UUGRY United Utilities Group PLC ADR | 3.98% | 4.32% | 4.87% | 4.24% | 4.47% | 3.87% | 4.16% | 3.79% | 5.36% | 9.00% | 8.81% | 4.06% |
Financials
HSBA.L vs. UUGRY - Financials Comparison
This section allows you to compare key financial metrics between HSBC Holdings plc and United Utilities Group PLC ADR. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
HSBA.L vs. UUGRY - Profitability Comparison
HSBA.L - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, HSBC Holdings plc reported a gross profit of 15.89B and revenue of 31.56B. Therefore, the gross margin over that period was 50.4%.
UUGRY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, United Utilities Group PLC ADR reported a gross profit of 634.90M and revenue of 1.33B. Therefore, the gross margin over that period was 47.9%.
HSBA.L - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, HSBC Holdings plc reported an operating income of 9.18B and revenue of 31.56B, resulting in an operating margin of 29.1%.
UUGRY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, United Utilities Group PLC ADR reported an operating income of 550.04M and revenue of 1.33B, resulting in an operating margin of 41.5%.
HSBA.L - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, HSBC Holdings plc reported a net income of 7.19B and revenue of 31.56B, resulting in a net margin of 22.8%.
UUGRY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, United Utilities Group PLC ADR reported a net income of 352.01M and revenue of 1.33B, resulting in a net margin of 26.5%.
Frequently Asked Questions
HSBA.L and UUGRY have a correlation of 0.10, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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