GGAL vs. IRS
GGAL (Grupo Financiero Galicia S.A.) and IRS (IRSA Inversiones y Representaciones Sociedad Anónima) are both stocks. GGAL operates in Banks - Regional (Financial Services), while IRS operates in Conglomerates (Industrials). Over the past 10 years, GGAL returned 8.06%/yr vs 5.81%/yr for IRS. At a 0.37 correlation, their price movements are largely independent.
Performance
GGAL vs. IRS - Performance Comparison
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Returns By Period
In the year-to-date period, GGAL achieves a -8.33% return, which is significantly lower than IRS's -6.83% return. Over the past 10 years, GGAL has outperformed IRS with an annualized return of 8.06%, while IRS has yielded a comparatively lower 5.81% annualized return.
GGAL
- 1D
- 0.48%
- 1M
- 16.22%
- YTD
- -8.33%
- 6M
- -0.83%
- 1Y
- -8.88%
- 3Y*
- 56.36%
- 5Y*
- 43.59%
- 10Y*
- 8.06%
IRS
- 1D
- 1.78%
- 1M
- 10.55%
- YTD
- -6.83%
- 6M
- 1.72%
- 1Y
- 12.54%
- 3Y*
- 44.93%
- 5Y*
- 41.09%
- 10Y*
- 5.81%
GGAL vs. IRS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
GGAL Grupo Financiero Galicia S.A. | -8.33% | -11.36% | 289.05% | 92.28% | 8.05% | 8.88% | -45.53% | -40.38% | -57.85% | 145.24% |
IRS IRSA Inversiones y Representaciones Sociedad Anónima | -6.83% | 21.60% | 103.74% | 99.57% | 17.65% | -5.54% | -33.08% | -45.90% | -53.72% | 76.69% |
Correlation
The correlation between GGAL and IRS is 0.67, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.67 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.64 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.57 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.47 |
Correlation (All Time) Calculated using the full available price history since Jul 25, 2000 | 0.37 |
Over the past year, GGAL and IRS have become more correlated (0.67) than their long-term average of 0.37, meaning their price movements have been converging.
Fundamentals
GGAL:
$1.35B
IRS:
$78.60M
GGAL:
$676.97
IRS:
$4.63K
GGAL:
0.07
IRS:
0.00
GGAL:
0.00
IRS:
0.00
GGAL:
0.00
IRS:
0.00
GGAL:
0.00
IRS:
0.00
GGAL:
$13.01T
IRS:
$541.69B
GGAL:
$5.27T
IRS:
$354.67B
GGAL:
$306.88B
IRS:
$470.65B
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Return for Risk
GGAL vs. IRS — Risk / Return Rank
GGAL
IRS
GGAL vs. IRS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Grupo Financiero Galicia S.A. (GGAL) and IRSA Inversiones y Representaciones Sociedad Anónima (IRS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| GGAL | IRS | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.36 | ||
| Sortino ratioReturn per unit of downside risk | -0.42 | ||
| Omega ratioGain probability vs. loss probability | 1.05 | 1.09 | -0.04 |
| Calmar ratioReturn relative to maximum drawdown | -0.17 | 0.41 | -0.58 |
| Martin ratioReturn relative to average drawdown | -0.36 | 0.82 | -1.18 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| GGAL | IRS | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.12 | 0.24 | -0.36 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.75 | 0.83 | -0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.13 | 0.11 | +0.02 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.07 | 0.04 | +0.03 |
Drawdowns
GGAL vs. IRS - Drawdown Comparison
The maximum GGAL drawdown since its inception was -98.98%, which is greater than IRS's maximum drawdown of -92.99%. Use the drawdown chart below to compare losses from any high point for GGAL and IRS.
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Drawdown Indicators
| GGAL | IRS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -98.98% | -92.99% | -5.99% |
Max Drawdown (1Y)Largest decline over 1 year | -53.54% | -30.64% | -22.90% |
Max Drawdown (3Y)Largest decline over 3 years | -62.94% | -35.01% | -27.93% |
Max Drawdown (5Y)Largest decline over 5 years | -62.94% | -37.93% | -25.01% |
Max Drawdown (10Y)Largest decline over 10 years | -91.70% | -91.24% | -0.46% |
Current DrawdownCurrent decline from peak | -29.88% | -21.07% | -8.81% |
Average DrawdownAverage peak-to-trough decline | -57.39% | -57.44% | +0.05% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 24.67% | 15.29% | +9.38% |
Volatility
GGAL vs. IRS - Volatility Comparison
Grupo Financiero Galicia S.A. (GGAL) has a higher volatility of 15.57% compared to IRSA Inversiones y Representaciones Sociedad Anónima (IRS) at 13.07%. This indicates that GGAL's price experiences larger fluctuations and is considered to be riskier than IRS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| GGAL | IRS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 15.57% | 13.07% | +2.50% |
Volatility (6M)Calculated over the trailing 6-month period | 35.44% | 28.32% | +7.12% |
Volatility (1Y)Calculated over the trailing 1-year period | 74.53% | 53.27% | +21.26% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 58.39% | 49.84% | +8.55% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 61.91% | 53.63% | +8.28% |
Dividends
GGAL vs. IRS - Dividend Comparison
GGAL's dividend yield for the trailing twelve months is around 4.41%, less than IRS's 9.18% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GGAL Grupo Financiero Galicia S.A. | 4.41% | 2.11% | 3.81% | 6.49% | 4.62% | 0.23% | 0.94% | 1.89% | 1.29% | 0.16% | 0.13% | 0.09% |
IRS IRSA Inversiones y Representaciones Sociedad Anónima | 9.18% | 8.56% | 10.79% | 18.63% | 3.91% | 0.00% | 1.25% | 0.00% | 0.00% | 9.27% | 0.00% | 0.00% |
Financials
GGAL vs. IRS - Financials Comparison
This section allows you to compare key financial metrics between Grupo Financiero Galicia S.A. and IRSA Inversiones y Representaciones Sociedad Anónima. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
GGAL vs. IRS - Profitability Comparison
GGAL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Grupo Financiero Galicia S.A. reported a gross profit of 1.11T and revenue of 1.99T. Therefore, the gross margin over that period was 56.0%.
IRS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, IRSA Inversiones y Representaciones Sociedad Anónima reported a gross profit of 110.33B and revenue of 144.71B. Therefore, the gross margin over that period was 76.2%.
GGAL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Grupo Financiero Galicia S.A. reported an operating income of 66.60B and revenue of 1.99T, resulting in an operating margin of 3.4%.
IRS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, IRSA Inversiones y Representaciones Sociedad Anónima reported an operating income of 110.33B and revenue of 144.71B, resulting in an operating margin of 76.2%.
GGAL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Grupo Financiero Galicia S.A. reported a net income of 65.18B and revenue of 1.99T, resulting in a net margin of 3.3%.
IRS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, IRSA Inversiones y Representaciones Sociedad Anónima reported a net income of -7.79B and revenue of 144.71B, resulting in a net margin of -5.4%.
Frequently Asked Questions
GGAL and IRS have a correlation of 0.67, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
GGAL has higher volatility (15.57%) compared to IRS (13.07%). In terms of maximum drawdown, GGAL dropped -98.98% vs IRS's -92.99%.
IRS currently has the higher Sharpe Ratio (0.24 vs -0.12), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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