FNV vs. ENVA
FNV (Franco-Nevada Corporation) and ENVA (Enova International, Inc.) are both stocks. FNV operates in Gold (Basic Materials), while ENVA operates in Credit Services (Financial Services). Over the past 10 years, FNV returned 12.94%/yr vs 36.71%/yr for ENVA. At a 0.06 correlation, their price movements are largely independent.
Performance
FNV vs. ENVA - Performance Comparison
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Returns By Period
In the year-to-date period, FNV achieves a 3.78% return, which is significantly lower than ENVA's 9.12% return. Over the past 10 years, FNV has underperformed ENVA with an annualized return of 12.94%, while ENVA has yielded a comparatively higher 36.71% annualized return.
FNV
- 1D
- -1.82%
- 1M
- -7.48%
- YTD
- 3.78%
- 6M
- 7.92%
- 1Y
- 29.43%
- 3Y*
- 14.93%
- 5Y*
- 7.95%
- 10Y*
- 12.94%
ENVA
- 1D
- 1.61%
- 1M
- -1.92%
- YTD
- 9.12%
- 6M
- 26.22%
- 1Y
- 77.69%
- 3Y*
- 49.36%
- 5Y*
- 36.19%
- 10Y*
- 36.71%
FNV vs. ENVA - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FNV Franco-Nevada Corporation | 3.78% | 77.81% | 7.41% | -17.96% | -0.39% | 11.57% | 22.31% | 48.92% | -11.00% | 35.45% |
ENVA Enova International, Inc. | 9.12% | 63.95% | 73.19% | 44.28% | -6.32% | 65.36% | 2.95% | 23.64% | 28.03% | 21.12% |
Correlation
The correlation between FNV and ENVA is 0.05, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.05 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.14 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.16 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.05 |
Correlation (All Time) Calculated using the full available price history since Nov 14, 2014 | 0.06 |
The correlation between FNV and ENVA shifts across timeframes, from 0.05 (10 years) to 0.16 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
FNV:
$41.49B
ENVA:
$4.52B
FNV:
$7.10
ENVA:
$12.29
FNV:
30.25
ENVA:
13.95
FNV:
0.63
ENVA:
0.76
FNV:
19.71
ENVA:
1.39
FNV:
5.10
ENVA:
3.22
FNV:
$2.10B
ENVA:
$3.28B
FNV:
$1.61B
ENVA:
$1.23B
FNV:
$1.96B
ENVA:
$456.13M
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Return for Risk
FNV vs. ENVA — Risk / Return Rank
FNV
ENVA
FNV vs. ENVA - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Franco-Nevada Corporation (FNV) and Enova International, Inc. (ENVA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FNV | ENVA | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.23 | ||
| Sortino ratioReturn per unit of downside risk | -1.48 | ||
| Omega ratioGain probability vs. loss probability | 1.17 | 1.34 | -0.17 |
| Calmar ratioReturn relative to maximum drawdown | 1.26 | 3.16 | -1.89 |
| Martin ratioReturn relative to average drawdown | 3.00 | 8.14 | -5.14 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FNV | ENVA | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.82 | 2.06 | -1.23 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.26 | 0.90 | -0.64 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.43 | 0.75 | -0.32 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.45 | 0.34 | +0.11 |
Drawdowns
FNV vs. ENVA - Drawdown Comparison
The maximum FNV drawdown since its inception was -58.76%, smaller than the maximum ENVA drawdown of -81.56%. Use the drawdown chart below to compare losses from any high point for FNV and ENVA.
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Drawdown Indicators
| FNV | ENVA | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -58.76% | -81.56% | +22.80% |
Max Drawdown (1Y)Largest decline over 1 year | -23.40% | -24.75% | +1.35% |
Max Drawdown (3Y)Largest decline over 3 years | -29.64% | -37.01% | +7.37% |
Max Drawdown (5Y)Largest decline over 5 years | -37.12% | -42.84% | +5.72% |
Max Drawdown (10Y)Largest decline over 10 years | -37.12% | -77.57% | +40.45% |
Current DrawdownCurrent decline from peak | -23.40% | -1.92% | -21.48% |
Average DrawdownAverage peak-to-trough decline | -13.96% | -29.60% | +15.64% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 9.83% | 9.57% | +0.26% |
Volatility
FNV vs. ENVA - Volatility Comparison
Franco-Nevada Corporation (FNV) has a higher volatility of 12.49% compared to Enova International, Inc. (ENVA) at 10.45%. This indicates that FNV's price experiences larger fluctuations and is considered to be riskier than ENVA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FNV | ENVA | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 12.49% | 10.45% | +2.04% |
Volatility (6M)Calculated over the trailing 6-month period | 30.10% | 28.16% | +1.94% |
Volatility (1Y)Calculated over the trailing 1-year period | 36.00% | 38.08% | -2.08% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 30.35% | 40.29% | -9.94% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.18% | 49.22% | -19.04% |
Dividends
FNV vs. ENVA - Dividend Comparison
FNV's dividend yield for the trailing twelve months is around 0.74%, while ENVA has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ENVA Enova International, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
FNV Franco-Nevada Corporation | 0.74% | 0.73% | 1.22% | 1.23% | 0.94% | 1.10% | 0.82% | 0.96% | 1.35% | 1.14% | 1.46% | 1.81% |
Financials
FNV vs. ENVA - Financials Comparison
This section allows you to compare key financial metrics between Franco-Nevada Corporation and Enova International, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FNV vs. ENVA - Profitability Comparison
FNV - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Franco-Nevada Corporation reported a gross profit of 518.42M and revenue of 641.09M. Therefore, the gross margin over that period was 80.9%.
ENVA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Enova International, Inc. reported a gross profit of 0.00 and revenue of 875.14M. Therefore, the gross margin over that period was 0.0%.
FNV - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Franco-Nevada Corporation reported an operating income of 503.23M and revenue of 641.09M, resulting in an operating margin of 78.5%.
ENVA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Enova International, Inc. reported an operating income of 207.11M and revenue of 875.14M, resulting in an operating margin of 23.7%.
FNV - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Franco-Nevada Corporation reported a net income of 462.11M and revenue of 641.09M, resulting in a net margin of 72.1%.
ENVA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Enova International, Inc. reported a net income of 91.10M and revenue of 875.14M, resulting in a net margin of 10.4%.
Frequently Asked Questions
FNV and ENVA have a correlation of 0.05, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FNV has higher volatility (12.49%) compared to ENVA (10.45%). In terms of maximum drawdown, FNV dropped -58.76% vs ENVA's -81.56%.
ENVA currently has the higher Sharpe Ratio (2.06 vs 0.82), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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