FICO vs. ULVR.L
FICO (Fair Isaac Corporation) and ULVR.L (Unilever PLC) are both stocks. FICO operates in Software - Application (Technology), while ULVR.L operates in Household & Personal Products (Consumer Defensive). Over the past 10 years, FICO returned 26.67%/yr vs 4.45%/yr for ULVR.L. At a 0.23 correlation, their price movements are largely independent.
Performance
FICO vs. ULVR.L - Performance Comparison
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Different Trading Currencies
FICO is traded in USD, while ULVR.L is traded in GBp. To make them comparable, the ULVR.L values have been converted to USD using the latest available exchange rates.
Returns By Period
In the year-to-date period, FICO achieves a -28.59% return, which is significantly lower than ULVR.L's -13.04% return. Over the past 10 years, FICO has outperformed ULVR.L with an annualized return of 26.67%, while ULVR.L has yielded a comparatively lower 4.45% annualized return.
FICO
- 1D
- 6.16%
- 1M
- 7.22%
- YTD
- -28.59%
- 6M
- -31.42%
- 1Y
- -31.98%
- 3Y*
- 15.94%
- 5Y*
- 19.71%
- 10Y*
- 26.67%
ULVR.L
- 1D
- 0.11%
- 1M
- -3.12%
- YTD
- -13.04%
- 6M
- -18.93%
- 1Y
- -18.11%
- 3Y*
- 3.32%
- 5Y*
- -0.35%
- 10Y*
- 4.45%
FICO vs. ULVR.L - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FICO Fair Isaac Corporation | -28.59% | -15.08% | 71.04% | 94.46% | 38.03% | -15.14% | 36.39% | 100.36% | 22.06% | 28.52% |
ULVR.L Unilever PLC | -13.04% | 5.70% | 21.67% | -0.81% | -1.70% | -7.65% | 7.47% | 13.60% | -2.91% | 41.52% |
Correlation
The correlation between FICO and ULVR.L is 0.11, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.11 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.05 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.10 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.15 |
Correlation (All Time) Calculated using the full available price history since Jul 6, 2007 | 0.23 |
The correlation between FICO and ULVR.L shifts across timeframes, from 0.05 (3 years) to 0.23 (all time), reflecting how their relationship changes across market environments.
Fundamentals
FICO:
$28.67B
ULVR.L:
£92.01B
FICO:
$31.51
ULVR.L:
£4.32
FICO:
38.32
ULVR.L:
9.70
FICO:
2.04
ULVR.L:
1.77
FICO:
12.90
ULVR.L:
1.02
FICO:
$2.26B
ULVR.L:
£96.17B
FICO:
$1.90B
ULVR.L:
£42.43B
FICO:
$1.16B
ULVR.L:
£20.18B
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Return for Risk
FICO vs. ULVR.L — Risk / Return Rank
FICO
ULVR.L
FICO vs. ULVR.L - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fair Isaac Corporation (FICO) and Unilever PLC (ULVR.L). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FICO | ULVR.L | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.08 | ||
| Sortino ratioReturn per unit of downside risk | +0.23 | ||
| Omega ratioGain probability vs. loss probability | 0.91 | 0.88 | +0.03 |
| Calmar ratioReturn relative to maximum drawdown | -0.62 | -0.66 | +0.04 |
| Martin ratioReturn relative to average drawdown | -1.18 | -1.34 | +0.16 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FICO | ULVR.L | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.63 | -0.71 | +0.08 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.49 | -0.02 | +0.50 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.70 | 0.21 | +0.49 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.49 | 0.26 | +0.23 |
Drawdowns
FICO vs. ULVR.L - Drawdown Comparison
The maximum FICO drawdown since its inception was -79.26%, which is greater than ULVR.L's maximum drawdown of -53.22%. Use the drawdown chart below to compare losses from any high point for FICO and ULVR.L.
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Drawdown Indicators
| FICO | ULVR.L | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -79.26% | -53.22% | -26.04% |
Max Drawdown (1Y)Largest decline over 1 year | -52.12% | -27.41% | -24.71% |
Max Drawdown (3Y)Largest decline over 3 years | -61.28% | -27.41% | -33.87% |
Max Drawdown (5Y)Largest decline over 5 years | -61.28% | -27.41% | -33.87% |
Max Drawdown (10Y)Largest decline over 10 years | -61.28% | -29.13% | -32.15% |
Current DrawdownCurrent decline from peak | -49.32% | -25.76% | -23.56% |
Average DrawdownAverage peak-to-trough decline | -18.02% | -10.30% | -7.72% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 27.06% | 13.46% | +13.60% |
Volatility
FICO vs. ULVR.L - Volatility Comparison
Fair Isaac Corporation (FICO) has a higher volatility of 14.53% compared to Unilever PLC (ULVR.L) at 5.58%. This indicates that FICO's price experiences larger fluctuations and is considered to be riskier than ULVR.L based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FICO | ULVR.L | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 14.53% | 5.58% | +8.95% |
Volatility (6M)Calculated over the trailing 6-month period | 39.17% | 19.82% | +19.35% |
Volatility (1Y)Calculated over the trailing 1-year period | 50.75% | 25.49% | +25.26% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 40.72% | 20.97% | +19.75% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 38.08% | 21.16% | +16.92% |
Dividends
FICO vs. ULVR.L - Dividend Comparison
FICO has not paid dividends to shareholders, while ULVR.L's dividend yield for the trailing twelve months is around 4.04%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FICO Fair Isaac Corporation | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.01% | 0.07% | 0.08% |
ULVR.L Unilever PLC | 4.04% | 3.59% | 3.23% | 3.95% | 3.48% | 3.74% | 3.31% | 3.26% | 3.24% | 2.95% | 3.17% | 2.98% |
Financials
FICO vs. ULVR.L - Financials Comparison
This section allows you to compare key financial metrics between Fair Isaac Corporation and Unilever PLC. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FICO vs. ULVR.L - Profitability Comparison
FICO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Fair Isaac Corporation reported a gross profit of 600.48M and revenue of 691.68M. Therefore, the gross margin over that period was 86.8%.
ULVR.L - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Unilever PLC reported a gross profit of 0.00 and revenue of 20.35B. Therefore, the gross margin over that period was 0.0%.
FICO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Fair Isaac Corporation reported an operating income of 402.47M and revenue of 691.68M, resulting in an operating margin of 58.2%.
ULVR.L - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Unilever PLC reported an operating income of 4.16B and revenue of 20.35B, resulting in an operating margin of 20.4%.
FICO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Fair Isaac Corporation reported a net income of 264.46M and revenue of 691.68M, resulting in a net margin of 38.2%.
ULVR.L - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Unilever PLC reported a net income of 2.58B and revenue of 20.35B, resulting in a net margin of 12.7%.
Frequently Asked Questions
FICO and ULVR.L have a correlation of 0.11, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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