DFS vs. V

Last updated Jun 9, 2026

DFS (Discover Financial Services) and V (Visa Inc.) are both stocks. Both operate in the Credit Services industry within the Financial Services sector. At a 0.48 correlation, their price movements are largely independent.

Performance

DFS vs. V - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Discover Financial Services (DFS) and Visa Inc. (V). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

DFS

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

V

• 1D: -1.21%
• 1M: 0.48%
• YTD: -8.47%
• 6M: -1.79%
• 1Y: -12.97%
• 3Y*: 13.52%
• 5Y*: 7.39%
• 10Y*: 15.64%

*Multi-year figures are annualized to reflect compound growth (CAGR)

DFS vs. V - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
DFS Discover Financial Services	0.00%	15.88%	57.32%	18.20%	-13.55%	29.78%	10.13%	46.94%	-21.80%	8.92%
V Visa Inc.	-8.47%	11.76%	22.32%	26.31%	-3.40%	-0.31%	17.12%	43.33%	16.49%	47.18%

Correlation

The correlation between DFS and V is 0.48, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (3Y) Calculated over the trailing 3-year period	0.22
Correlation (5Y) Calculated over the trailing 5-year period	0.37
Correlation (10Y) Calculated over the trailing 10-year period	0.41
Correlation (All Time) Calculated using the full available price history since Mar 19, 2008	0.48

The correlation between DFS and V shifts across timeframes, from 0.22 (3 years) to 0.48 (all time), reflecting how their relationship changes across market environments.

Fundamentals

Total Revenue (TTM) DFS : $10.25B V : $43.03B
Gross Profit (TTM) DFS : $7.81B V : $16.94B
EBITDA (TTM) DFS : $4.40B V : $27.63B

Return for Risk

DFS vs. V — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

V

V Risk / Return Rank: 17
V Sharpe Ratio Rank: 16
V Sortino Ratio Rank: 16
V Omega Ratio Rank: 17
V Calmar Ratio Rank: 18
V Martin Ratio Rank: 16

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

DFS vs. V - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Discover Financial Services (DFS) and Visa Inc. (V). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	DFS	V	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	-0.58	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.33	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.64	—
Sharpe Ratio (All Time) Calculated using the full available price history	—	0.69	—

Drawdowns

Drawdown Indicators

	DFS	V	Difference
Max Drawdown Largest peak-to-trough decline	—	-51.90%	—
Max Drawdown (1Y) Largest decline over 1 year	—	-20.38%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-20.38%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-28.60%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-36.36%	—
Current Drawdown Current decline from peak	—	-13.69%	—
Average Drawdown Average peak-to-trough decline	—	-8.26%	—
Ulcer Index Depth and duration of drawdowns from previous peaks	—	11.03%	—

Volatility

Volatility by Period

	DFS	V	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	5.74%	—
Volatility (6M) Calculated over the trailing 6-month period	—	17.50%	—
Volatility (1Y) Calculated over the trailing 1-year period	—	22.32%	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	—	22.80%	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	—	24.47%	—

Dividends

DFS vs. V - Dividend Comparison

DFS has not paid dividends to shareholders, while V's dividend yield for the trailing twelve months is around 0.81%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
DFS Discover Financial Services	0.00%	0.35%	1.62%	2.40%	2.35%	1.63%	1.94%	1.98%	2.54%	1.69%	1.61%	2.01%
V Visa Inc.	0.81%	0.70%	0.68%	0.72%	0.76%	0.62%	0.56%	0.56%	0.67%	0.61%	0.75%	0.64%

Financials

Frequently Asked Questions

Can I hold both DFS and V in my portfolio?

DFS and V have a correlation of 0.48, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.