CARE vs. MSFT
CARE (Carter Bankshares, Inc.) and MSFT (Microsoft Corporation) are both stocks. CARE operates in Banks - Regional (Financial Services), while MSFT operates in Software - Infrastructure (Technology). Over the past 10 years, CARE returned 8.70%/yr vs 24.64%/yr for MSFT. At a 0.14 correlation, their price movements are largely independent.
Performance
CARE vs. MSFT - Performance Comparison
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Returns By Period
In the year-to-date period, CARE achieves a 46.44% return, which is significantly higher than MSFT's -14.48% return. Over the past 10 years, CARE has underperformed MSFT with an annualized return of 8.70%, while MSFT has yielded a comparatively higher 24.64% annualized return.
CARE
- 1D
- 0.49%
- 1M
- 9.38%
- YTD
- 46.44%
- 6M
- 51.13%
- 1Y
- 74.27%
- 3Y*
- 23.19%
- 5Y*
- 15.41%
- 10Y*
- 8.70%
MSFT
- 1D
- -1.18%
- 1M
- -0.60%
- YTD
- -14.48%
- 6M
- -15.77%
- 1Y
- -11.77%
- 3Y*
- 8.85%
- 5Y*
- 11.09%
- 10Y*
- 24.64%
CARE vs. MSFT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CARE Carter Bankshares, Inc. | 46.44% | 11.77% | 17.50% | -9.76% | 7.80% | 43.56% | -54.48% | 58.13% | -14.53% | 32.05% |
MSFT Microsoft Corporation | -14.48% | 15.58% | 12.93% | 58.19% | -28.02% | 52.48% | 42.53% | 57.56% | 20.80% | 40.73% |
Correlation
The correlation between CARE and MSFT is 0.07, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.07 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.11 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.19 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.15 |
Correlation (All Time) Calculated using the full available price history since Aug 28, 2012 | 0.14 |
The correlation between CARE and MSFT shifts across timeframes, from 0.07 (1 year) to 0.18 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
CARE:
$626.57M
MSFT:
$3.07T
CARE:
$4.87
MSFT:
$16.79
CARE:
5.89
MSFT:
24.52
CARE:
0.42
MSFT:
1.72
CARE:
1.99
MSFT:
9.65
CARE:
1.24
MSFT:
7.40
CARE:
$319.93M
MSFT:
$318.27B
CARE:
$256.97M
MSFT:
$217.41B
CARE:
$142.80M
MSFT:
$200.96B
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Return for Risk
CARE vs. MSFT — Risk / Return Rank
CARE
MSFT
CARE vs. MSFT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Carter Bankshares, Inc. (CARE) and Microsoft Corporation (MSFT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CARE | MSFT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +3.30 | ||
| Sortino ratioReturn per unit of downside risk | +4.10 | ||
| Omega ratioGain probability vs. loss probability | 1.50 | 0.94 | +0.56 |
| Calmar ratioReturn relative to maximum drawdown | 4.72 | -0.35 | +5.06 |
| Martin ratioReturn relative to average drawdown | 13.53 | -0.73 | +14.26 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| CARE | MSFT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.83 | -0.47 | +3.30 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.50 | 0.42 | +0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.24 | 0.91 | -0.68 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.30 | 0.74 | -0.44 |
Drawdowns
CARE vs. MSFT - Drawdown Comparison
The maximum CARE drawdown since its inception was -73.17%, which is greater than MSFT's maximum drawdown of -69.38%. Use the drawdown chart below to compare losses from any high point for CARE and MSFT.
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Drawdown Indicators
| CARE | MSFT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -73.17% | -69.38% | -3.79% |
Max Drawdown (1Y)Largest decline over 1 year | -15.83% | -33.91% | +18.08% |
Max Drawdown (3Y)Largest decline over 3 years | -35.75% | -33.91% | -1.84% |
Max Drawdown (5Y)Largest decline over 5 years | -42.95% | -37.15% | -5.80% |
Max Drawdown (10Y)Largest decline over 10 years | -73.17% | -37.15% | -36.02% |
Current DrawdownCurrent decline from peak | 0.00% | -23.56% | +23.56% |
Average DrawdownAverage peak-to-trough decline | -19.49% | -21.78% | +2.29% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.51% | 16.13% | -10.62% |
Volatility
CARE vs. MSFT - Volatility Comparison
The current volatility for Carter Bankshares, Inc. (CARE) is 8.88%, while Microsoft Corporation (MSFT) has a volatility of 10.25%. This indicates that CARE experiences smaller price fluctuations and is considered to be less risky than MSFT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CARE | MSFT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.88% | 10.25% | -1.37% |
Volatility (6M)Calculated over the trailing 6-month period | 18.25% | 22.36% | -4.11% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.45% | 25.31% | +1.14% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.07% | 26.64% | +4.43% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 36.82% | 27.06% | +9.76% |
Dividends
CARE vs. MSFT - Dividend Comparison
CARE's dividend yield for the trailing twelve months is around 0.35%, less than MSFT's 0.86% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CARE Carter Bankshares, Inc. | 0.35% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.31% | 0.00% | 0.00% | 0.00% | 2.26% | 2.96% |
MSFT Microsoft Corporation | 0.86% | 0.70% | 0.73% | 0.74% | 1.06% | 0.68% | 0.94% | 1.20% | 1.69% | 1.86% | 2.37% | 2.33% |
Financials
CARE vs. MSFT - Financials Comparison
This section allows you to compare key financial metrics between Carter Bankshares, Inc. and Microsoft Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
CARE and MSFT have a correlation of 0.07, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
MSFT has higher volatility (10.25%) compared to CARE (8.88%). In terms of maximum drawdown, CARE dropped -73.17% vs MSFT's -69.38%.
CARE currently has the higher Sharpe Ratio (2.83 vs -0.47), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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