BARC.L vs. LLOY.L
BARC.L (Barclays plc) and LLOY.L (Lloyds Banking Group plc) are both stocks. Both are in the Financial Services sector — BARC.L in Banks - Diversified, LLOY.L in Banks - Regional. Over the past 10 years, BARC.L returned 12.78%/yr vs 8.20%/yr for LLOY.L. A 0.70 correlation means they provide meaningful diversification when combined.
Performance
BARC.L vs. LLOY.L - Performance Comparison
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Returns By Period
In the year-to-date period, BARC.L achieves a -3.07% return, which is significantly lower than LLOY.L's 3.29% return. Over the past 10 years, BARC.L has outperformed LLOY.L with an annualized return of 12.78%, while LLOY.L has yielded a comparatively lower 8.20% annualized return.
BARC.L
- 1D
- -0.36%
- 1M
- 4.83%
- YTD
- -3.07%
- 6M
- 5.56%
- 1Y
- 39.60%
- 3Y*
- 46.97%
- 5Y*
- 23.82%
- 10Y*
- 12.78%
LLOY.L
- 1D
- -0.10%
- 1M
- 0.03%
- YTD
- 3.29%
- 6M
- 6.03%
- 1Y
- 34.00%
- 3Y*
- 36.39%
- 5Y*
- 21.21%
- 10Y*
- 8.20%
BARC.L vs. LLOY.L - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BARC.L Barclays plc | -3.07% | 82.21% | 80.30% | 0.50% | -12.92% | 29.30% | -18.35% | 23.38% | -24.64% | -8.20% |
LLOY.L Lloyds Banking Group plc | 3.29% | 88.33% | 21.09% | 10.91% | -0.38% | 34.81% | -41.70% | 27.49% | -20.02% | 11.38% |
Correlation
The correlation between BARC.L and LLOY.L is 0.81, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.81 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.71 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.75 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.73 |
Correlation (All Time) Calculated using the full available price history since Aug 21, 2006 | 0.70 |
The correlation between BARC.L and LLOY.L shifts across timeframes, from 0.70 (all time) to 0.81 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
BARC.L:
£62.60B
LLOY.L:
£58.25B
BARC.L:
£0.52
LLOY.L:
£0.08
BARC.L:
8.78
LLOY.L:
11.79
BARC.L:
1.45
LLOY.L:
3.30
BARC.L:
1.56
LLOY.L:
3.05
BARC.L:
0.82
LLOY.L:
1.21
BARC.L:
£40.71B
LLOY.L:
£19.51B
BARC.L:
£40.18B
LLOY.L:
£19.34B
BARC.L:
£9.83B
LLOY.L:
£7.17B
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Return for Risk
BARC.L vs. LLOY.L — Risk / Return Rank
BARC.L
LLOY.L
BARC.L vs. LLOY.L - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Barclays plc (BARC.L) and Lloyds Banking Group plc (LLOY.L). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| BARC.L | LLOY.L | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.11 | ||
| Sortino ratioReturn per unit of downside risk | +0.03 | ||
| Omega ratioGain probability vs. loss probability | 1.24 | 1.23 | +0.01 |
| Calmar ratioReturn relative to maximum drawdown | 1.60 | 1.72 | -0.12 |
| Martin ratioReturn relative to average drawdown | 4.79 | 4.84 | -0.06 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| BARC.L | LLOY.L | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.34 | 1.23 | +0.11 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.77 | 0.78 | -0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.37 | 0.27 | +0.10 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.04 | 0.02 | +0.02 |
Drawdowns
BARC.L vs. LLOY.L - Drawdown Comparison
The maximum BARC.L drawdown since its inception was -92.06%, roughly equal to the maximum LLOY.L drawdown of -91.44%. Use the drawdown chart below to compare losses from any high point for BARC.L and LLOY.L.
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Drawdown Indicators
| BARC.L | LLOY.L | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -92.06% | -91.44% | -0.62% |
Max Drawdown (1Y)Largest decline over 1 year | -24.59% | -19.68% | -4.91% |
Max Drawdown (3Y)Largest decline over 3 years | -24.59% | -19.68% | -4.91% |
Max Drawdown (5Y)Largest decline over 5 years | -36.67% | -25.65% | -11.02% |
Max Drawdown (10Y)Largest decline over 10 years | -64.39% | -64.34% | -0.05% |
Current DrawdownCurrent decline from peak | -8.03% | -9.88% | +1.85% |
Average DrawdownAverage peak-to-trough decline | -51.41% | -52.56% | +1.15% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.23% | 7.00% | +1.23% |
Volatility
BARC.L vs. LLOY.L - Volatility Comparison
Barclays plc (BARC.L) and Lloyds Banking Group plc (LLOY.L) have volatilities of 8.58% and 8.28%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BARC.L | LLOY.L | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.58% | 8.28% | +0.30% |
Volatility (6M)Calculated over the trailing 6-month period | 23.52% | 20.96% | +2.56% |
Volatility (1Y)Calculated over the trailing 1-year period | 29.41% | 27.61% | +1.80% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.05% | 27.16% | +3.89% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 34.37% | 30.69% | +3.68% |
Dividends
BARC.L vs. LLOY.L - Dividend Comparison
BARC.L's dividend yield for the trailing twelve months is around 1.89%, less than LLOY.L's 3.68% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BARC.L Barclays plc | 1.89% | 1.79% | 2.28% | 3.73% | 2.93% | 1.33% | 0.00% | 2.90% | 2.22% | 1.10% | 1.50% | 2.21% |
LLOY.L Lloyds Banking Group plc | 3.68% | 3.39% | 5.29% | 5.28% | 4.69% | 2.59% | 0.00% | 5.22% | 6.02% | 2.20% | 2.16% | 2.05% |
Financials
BARC.L vs. LLOY.L - Financials Comparison
This section allows you to compare key financial metrics between Barclays plc and Lloyds Banking Group plc. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BARC.L vs. LLOY.L - Profitability Comparison
BARC.L - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Barclays plc reported a gross profit of 8.16B and revenue of 8.16B. Therefore, the gross margin over that period was 100.0%.
LLOY.L - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Lloyds Banking Group plc reported a gross profit of 5.18B and revenue of 5.18B. Therefore, the gross margin over that period was 100.0%.
BARC.L - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Barclays plc reported an operating income of 2.81B and revenue of 8.16B, resulting in an operating margin of 34.5%.
LLOY.L - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Lloyds Banking Group plc reported an operating income of 2.03B and revenue of 5.18B, resulting in an operating margin of 39.1%.
BARC.L - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Barclays plc reported a net income of 2.18B and revenue of 8.16B, resulting in a net margin of 26.7%.
LLOY.L - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Lloyds Banking Group plc reported a net income of 1.53B and revenue of 5.18B, resulting in a net margin of 29.5%.
Frequently Asked Questions
BARC.L and LLOY.L have a correlation of 0.81, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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