ALLY vs. SNA

Last updated Jun 9, 2026

ALLY (Ally Financial Inc.) and SNA (Snap-on Incorporated) are both stocks. ALLY operates in Credit Services (Financial Services), while SNA operates in Tools & Accessories (Industrials). Over the past 10 years, ALLY returned 12.28%/yr vs 12.03%/yr for SNA. At a 0.49 correlation, their price movements are largely independent.

Performance

ALLY vs. SNA - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Ally Financial Inc. (ALLY) and Snap-on Incorporated (SNA). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, ALLY achieves a -5.12% return, which is significantly lower than SNA's 11.92% return. Both investments have delivered pretty close results over the past 10 years, with ALLY having a 12.28% annualized return and SNA not far behind at 12.03%.

ALLY

• 1D: -0.91%
• 1M: -4.20%
• YTD: -5.12%
• 6M: 0.76%
• 1Y: 20.25%
• 3Y*: 18.71%
• 5Y*: -1.79%
• 10Y*: 12.28%

SNA

• 1D: 0.23%
• 1M: 2.47%
• YTD: 11.92%
• 6M: 11.01%
• 1Y: 21.60%
• 3Y*: 15.48%
• 5Y*: 12.15%
• 10Y*: 12.03%

*Multi-year figures are annualized to reflect compound growth (CAGR)

ALLY vs. SNA - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
ALLY Ally Financial Inc.	-5.12%	29.92%	6.37%	49.22%	-46.89%	36.04%	20.56%	37.94%	-20.67%	56.05%
SNA Snap-on Incorporated	11.92%	4.28%	20.67%	29.70%	8.91%	28.83%	4.03%	19.54%	-14.86%	3.64%

Correlation

The correlation between ALLY and SNA is 0.40, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.40
Correlation (3Y) Calculated over the trailing 3-year period	0.46
Correlation (5Y) Calculated over the trailing 5-year period	0.52
Correlation (10Y) Calculated over the trailing 10-year period	0.51
Correlation (All Time) Calculated using the full available price history since Apr 10, 2014	0.49

The correlation between ALLY and SNA shifts across timeframes, from 0.40 (1 year) to 0.52 (5 years), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap ALLY : $13.27B SNA : $20.06B
EPS ALLY : $4.45 SNA : $19.35
PE Ratio ALLY : 9.52 SNA : 19.68
PS Ratio ALLY : 0.85 SNA : 3.93
PB Ratio ALLY : 1.00 SNA : 3.37
Total Revenue (TTM) ALLY : $15.65B SNA : $5.12B
Gross Profit (TTM) ALLY : $7.65B SNA : $2.63B
EBITDA (TTM) ALLY : $2.77B SNA : $1.47B

Return for Risk

ALLY vs. SNA — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ALLY

ALLY Risk / Return Rank: 61
ALLY Sharpe Ratio Rank: 65
ALLY Sortino Ratio Rank: 58
ALLY Omega Ratio Rank: 57
ALLY Calmar Ratio Rank: 61
ALLY Martin Ratio Rank: 63

SNA

SNA Risk / Return Rank: 74
SNA Sharpe Ratio Rank: 73
SNA Sortino Ratio Rank: 70
SNA Omega Ratio Rank: 66
SNA Calmar Ratio Rank: 80
SNA Martin Ratio Rank: 81

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ALLY vs. SNA - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Ally Financial Inc. (ALLY) and Snap-on Incorporated (SNA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	ALLY	SNA	Difference
Sharpe ratio: Return per unit of total volatility	0.69	1.03	-0.34
Sortino ratio: Return per unit of downside risk	1.15	1.66	-0.51
Omega ratio: Gain probability vs. loss probability	1.14	1.19	-0.05
Calmar ratio: Return relative to maximum drawdown	0.88	2.56	-1.68
Martin ratio: Return relative to average drawdown	2.19	6.36	-4.17
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

ALLY vs. SNA - Sharpe Ratio Comparison

The current ALLY Sharpe Ratio is 0.69, which is lower than the SNA Sharpe Ratio of 1.03. The chart below compares the historical Sharpe Ratios of ALLY and SNA, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	ALLY	SNA	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.69	1.03	-0.34
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.05	0.51	-0.56
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.31	0.44	-0.13
Sharpe Ratio (All Time) Calculated using the full available price history	0.19	0.41	-0.22

Drawdowns

ALLY vs. SNA - Drawdown Comparison

The maximum ALLY drawdown since its inception was -66.24%, roughly equal to the maximum SNA drawdown of -65.76%. Use the drawdown chart below to compare losses from any high point for ALLY and SNA.

Drawdown Indicators

	ALLY	SNA	Difference
Max Drawdown Largest peak-to-trough decline	-66.24%	-65.76%	-0.48%
Max Drawdown (1Y) Largest decline over 1 year	-23.04%	-8.47%	-14.57%
Max Drawdown (3Y) Largest decline over 3 years	-31.60%	-20.77%	-10.83%
Max Drawdown (5Y) Largest decline over 5 years	-58.08%	-20.77%	-37.31%
Max Drawdown (10Y) Largest decline over 10 years	-66.24%	-47.38%	-18.86%
Current Drawdown Current decline from peak	-11.00%	-1.92%	-9.08%
Average Drawdown Average peak-to-trough decline	-20.37%	-13.88%	-6.49%
Ulcer Index Depth and duration of drawdowns from previous peaks	9.28%	3.41%	+5.87%

Volatility

ALLY vs. SNA - Volatility Comparison

Ally Financial Inc. (ALLY) has a higher volatility of 9.09% compared to Snap-on Incorporated (SNA) at 4.71%. This indicates that ALLY's price experiences larger fluctuations and is considered to be riskier than SNA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	ALLY	SNA	Difference
Volatility (1M) Calculated over the trailing 1-month period	9.09%	4.71%	+4.38%
Volatility (6M) Calculated over the trailing 6-month period	21.96%	14.59%	+7.37%
Volatility (1Y) Calculated over the trailing 1-year period	29.50%	21.15%	+8.35%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	38.52%	23.90%	+14.62%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	39.59%	27.19%	+12.40%

Dividends

ALLY vs. SNA - Dividend Comparison

ALLY's dividend yield for the trailing twelve months is around 2.83%, more than SNA's 2.49% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
ALLY Ally Financial Inc.	2.83%	2.65%	3.33%	3.44%	4.91%	1.85%	2.13%	2.23%	2.47%	1.37%	0.84%	0.00%
SNA Snap-on Incorporated	2.49%	2.57%	2.27%	2.33%	2.57%	2.37%	2.61%	2.32%	2.35%	1.69%	1.48%	1.28%

Financials

ALLY vs. SNA - Profitability Comparison

The chart below illustrates the profitability comparison between Ally Financial Inc. and Snap-on Incorporated over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

ALLY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Ally Financial Inc. reported a gross profit of 1.90B and revenue of 3.89B. Therefore, the gross margin over that period was 49.0%.

SNA - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Snap-on Incorporated reported a gross profit of 608.30M and revenue of 1.21B. Therefore, the gross margin over that period was 50.4%.

ALLY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Ally Financial Inc. reported an operating income of 400.00M and revenue of 3.89B, resulting in an operating margin of 10.3%.

SNA - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Snap-on Incorporated reported an operating income of 250.80M and revenue of 1.21B, resulting in an operating margin of 20.8%.

ALLY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Ally Financial Inc. reported a net income of 319.00M and revenue of 3.89B, resulting in a net margin of 8.2%.

SNA - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Snap-on Incorporated reported a net income of 247.00M and revenue of 1.21B, resulting in a net margin of 20.5%.

Frequently Asked Questions

Can I hold both ALLY and SNA in my portfolio?

ALLY and SNA have a correlation of 0.40, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, ALLY or SNA?

ALLY has higher volatility (9.09%) compared to SNA (4.71%). In terms of maximum drawdown, ALLY dropped -66.24% vs SNA's -65.76%.

Which has better risk-adjusted returns?

SNA currently has the higher Sharpe Ratio (1.03 vs 0.69), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.