Test Roth
Expense Ratio
- 0.11%
Dividend Yield
- 4.99%
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 50% |
SCHX Schwab U.S. Large-Cap ETF | Large Cap Growth Equities | 25% |
JEPI JPMorgan Equity Premium Income ETF | Large Cap Blend Equities, Actively Managed, Dividend | 20% |
SCHH Schwab US REIT ETF | REIT | 5% |
Performance
The chart shows the growth of $10,000 invested in Test Roth in Oct 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $14,740 for a total return of roughly 47.40%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
As of Mar 22, 2023, the Test Roth returned -1.15% Year-To-Date and 14.72% of annualized return in the last 10 years.
| 1 month | Year-To-Date | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | -1.87% | 4.25% | 2.64% | -10.31% | 11.43% | 11.43% |
| Test Roth | -4.34% | -1.15% | 2.54% | -6.15% | 14.72% | 14.72% |
| Portfolio components: | ||||||
SCHD Schwab US Dividend Equity ETF | -5.96% | -4.25% | 2.65% | -4.93% | 17.21% | 17.21% |
SCHX Schwab U.S. Large-Cap ETF | -2.09% | 4.72% | 3.12% | -9.65% | 12.71% | 12.71% |
SCHH Schwab US REIT ETF | -8.68% | -1.87% | -7.94% | -20.23% | 7.13% | 7.13% |
JEPI JPMorgan Equity Premium Income ETF | -1.98% | -0.45% | 3.78% | -1.70% | 12.22% | 12.22% |
| Returns over 1 year are annualized | ||||||
Dividends
Test Roth granted a 4.99% dividend yield in the last twelve months.
| Period | TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Dividend yield | 4.99% | 4.60% | 3.32% | 3.67% | 2.28% | 2.54% | 2.14% | 2.58% | 2.59% | 2.34% | 2.28% | 2.76% |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the Test Roth. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the Test Roth is 18.58%, recorded on Sep 30, 2022. The portfolio has not recovered from it yet.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -18.58% | Jan 5, 2022 | 186 | Sep 30, 2022 | — | — | — |
| -8.57% | Jun 9, 2020 | 14 | Jun 26, 2020 | 26 | Aug 4, 2020 | 40 |
| -7.32% | Sep 3, 2020 | 14 | Sep 23, 2020 | 12 | Oct 9, 2020 | 26 |
| -6.45% | Oct 13, 2020 | 12 | Oct 28, 2020 | 8 | Nov 9, 2020 | 20 |
| -4.48% | Sep 3, 2021 | 19 | Sep 30, 2021 | 14 | Oct 20, 2021 | 33 |
| -4.37% | Nov 17, 2021 | 10 | Dec 1, 2021 | 10 | Dec 15, 2021 | 20 |
| -3.64% | Jan 21, 2021 | 7 | Jan 29, 2021 | 5 | Feb 5, 2021 | 12 |
| -2.99% | Jun 14, 2021 | 5 | Jun 18, 2021 | 9 | Jul 1, 2021 | 14 |
| -2.96% | Feb 25, 2021 | 2 | Feb 26, 2021 | 6 | Mar 8, 2021 | 8 |
| -2.94% | May 10, 2021 | 3 | May 12, 2021 | 14 | Jun 2, 2021 | 17 |
Volatility Chart
Current Test Roth volatility is 16.97%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.