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Lazy Portfolios

A lazy portfolio is a set-and-forget collection of investments that require little or no maintenance. Most portfolios consist of a small number of low-cost funds that are easy to implement and rebalance. Lazy portfolios are designed to perform well in most market conditions, making them the perfect choice for long-term investors.

Here you can find a list of the most popular lazy portfolios implemented with ETFs.

Lazy Portfolios


Portfolio NameYTD Return10Y ReturnDiv. Yield10Y VolatilityMax. DrawdownSharpe RatioExpense Ratio
Dividend-Paying Stocks Portfolio1.83%10.16%2.95%14.98%-27.63%0.440.00%
Mebane Faber Ivy Portfolio-9.90%4.83%2.10%11.96%-27.66%-0.520.22%
Tech Stocks Dividend Portfolio-16.49%16.72%2.69%21.29%-30.79%-0.550.00%
Larry Swedroe Simple Portfolio-8.68%6.26%4.50%10.85%-25.44%-0.560.20%
Roger Gibson Five Asset Portfolio-10.12%5.09%2.37%11.99%-27.82%-0.570.22%
7Twelve Portfolio-8.32%4.74%2.45%9.92%-22.46%-0.580.14%
S&P 500 Portfolio-15.61%12.89%1.56%17.35%-33.72%-0.600.09%
Alpha Architect Robust Portfolio-11.11%6.61%1.75%12.74%-28.81%-0.600.40%
Warren Buffett's 90/10 Portfolio-14.47%11.84%1.61%15.70%-30.73%-0.610.03%
Paul Merriman Ultimate Portfolio-13.92%7.69%3.12%16.90%-38.24%-0.620.16%
Bill Bernstein Coward's Portfolio-9.09%6.40%1.83%10.07%-21.52%-0.650.15%
Total Stock Market Portfolio-16.91%12.56%1.57%17.70%-35.00%-0.650.03%
Frank Armstrong’s Ideal Index Portfolio-10.41%6.20%2.22%11.64%-25.37%-0.650.12%
FundAdvice Ultimate Buy & Hold Portfolio-10.16%5.13%3.09%9.92%-21.19%-0.710.14%
Second Grader's Starter Portfolio-15.39%9.12%2.23%15.32%-31.07%-0.720.04%
Semiconductor Stocks Portfolio-29.34%29.01%1.91%29.76%-43.28%-0.720.00%
Bill Bernstein No Brainer Portfolio-13.81%7.86%2.28%13.17%-27.91%-0.730.04%
Stocks/Bonds 80/20 Portfolio-15.63%10.43%1.75%14.15%-28.47%-0.740.03%
Bogleheads Four-fund Portfolio-14.65%7.57%2.42%13.76%-28.24%-0.750.04%
Bogleheads Three-fund Portfolio-14.72%8.32%2.33%13.60%-28.12%-0.750.04%
Tim Maurer Simple Money Portfolio-10.95%5.48%2.53%10.02%-21.12%-0.750.23%
Bill Schultheis Coffee House Portfolio-12.07%6.78%2.46%10.64%-24.01%-0.760.05%
Gone Fishin’ Portfolio-12.56%6.23%3.07%12.00%-26.03%-0.760.12%
Growth Portfolio-15.14%8.33%2.21%13.64%-28.25%-0.760.05%
FANG Plus Portfolio-30.20%22.42%0.07%28.58%-44.19%-0.760.00%
Simple Path to Wealth Portfolio-15.32%9.88%1.80%13.29%-26.82%-0.770.03%
Pinwheel Portfolio-12.39%5.79%2.46%11.05%-23.65%-0.780.09%
Rick Ferri Core Four Portfolio-15.50%8.34%2.38%13.53%-28.73%-0.780.04%
Scott Burns Margaritaville Portfolio-13.71%6.28%4.11%11.27%-23.92%-0.840.10%
David Swensen Lazy Portfolio-14.92%6.61%3.13%11.69%-25.66%-0.860.11%
Golden Butterfly Portfolio-11.17%5.91%1.34%8.13%-19.59%-0.870.20%
Stocks/Bonds 60/40 Portfolio-14.42%8.22%1.94%10.79%-21.85%-0.870.03%
Scott Burns Couch Portfolio-13.31%7.00%4.37%9.13%-19.76%-0.890.11%
Nasdaq-100 Portfolio-28.30%17.03%0.69%21.05%-35.12%-0.890.20%
Aronson Family Taxable Portfolio-15.23%6.91%3.14%12.16%-25.12%-0.900.19%
Moderate Portfolio-14.48%6.50%2.18%10.45%-23.53%-0.910.06%
Roger Gibson Talmud Portfolio-17.32%7.19%2.56%11.98%-26.60%-0.940.06%
Cloud Computing Stocks Portfolio-33.98%23.04%0.61%26.97%-44.98%-0.950.00%
Bob Clyatt Sandwich Portfolio-13.02%5.59%2.02%9.00%-20.47%-0.960.17%
Crypto Portfolio-33.21%52.76%1.51%37.84%-54.86%-0.980.02%
David Swensen Yale Endowment Portfolio-18.08%6.82%3.29%11.47%-26.64%-1.010.13%
Ray Dalio All Weather Portfolio 2x Leveraged-27.81%9.00%0.24%16.26%-41.12%-1.010.94%
FAANG Portfolio-41.35%21.85%0.13%27.35%-48.98%-1.010.00%
Larry Swedroe Minimize FatTails Portfolio-8.34%3.00%3.68%6.00%-14.59%-1.020.17%
Gyroscopic Investing Desert Portfolio-10.66%4.58%1.81%5.68%-16.15%-1.040.06%
FAAMG Portfolio-39.38%20.88%0.33%25.73%-46.78%-1.040.00%
FANG Portfolio-46.29%19.68%0.00%29.08%-55.92%-1.050.00%
Harry Browne Permanent Portfolio-12.01%4.10%1.25%6.90%-19.44%-1.070.18%
Stocks/Bonds 40/60 Portfolio-13.28%5.93%2.12%7.73%-19.79%-1.070.03%
Conservative Portfolio-13.89%4.60%2.15%7.58%-22.18%-1.130.07%
Ray Dalio All Weather Portfolio-15.87%4.91%1.68%7.93%-24.28%-1.150.19%
Stocks/Bonds 40/60 Leveraged Portfolio-43.34%14.34%1.16%21.11%-55.26%-1.200.65%
Stocks/Bonds 20/80 Portfolio-12.21%3.58%2.31%5.39%-18.52%-1.330.03%
Income Portfolio-13.36%2.62%2.12%5.42%-21.20%-1.400.08%

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to easily compare all lazy portfolios in one view using annualized return and standard deviation for the specified period. When comparing several portfolios, preference is typically given to the one that has a higher return and lower volatility (indicated on the chart in green).

5%10%15%20%25%30%35%40%Annualized Volatility0%5%10%15%20%Annualized Return