Lazy Portfolios
A lazy portfolio is a set-and-forget collection of investments that require little or no maintenance. Most portfolios consist of a small number of low-cost funds that are easy to implement and rebalance. Lazy portfolios are designed to perform well in most market conditions, making them the perfect choice for long-term investors.
Here you can find a list of the most popular lazy portfolios implemented with ETFs.
Lazy Portfolios
| Portfolio Name | YTD Return | 10Y Return | Div. Yield | 10Y Volatility | Max. Drawdown | Sharpe Ratio | Expense Ratio |
|---|---|---|---|---|---|---|---|
| Larry Swedroe Minimize FatTails Portfolio | 4.71% | 3.14% | 3.64% | 6.05% | -14.59% | -0.51 | 0.17% |
| Gyroscopic Investing Desert Portfolio | 4.93% | 4.77% | 1.60% | 5.75% | -16.15% | -0.50 | 0.06% |
| Stocks/Bonds 20/80 Portfolio | 4.82% | 3.76% | 2.50% | 5.46% | -18.52% | -0.80 | 0.03% |
| Harry Browne Permanent Portfolio | 6.28% | 4.50% | 1.43% | 6.98% | -19.44% | -0.55 | 0.18% |
| Golden Butterfly Portfolio | 7.73% | 6.22% | 1.40% | 8.22% | -19.59% | -0.30 | 0.20% |
| Scott Burns Couch Portfolio | 5.48% | 6.99% | 4.16% | 9.20% | -19.76% | -0.52 | 0.11% |
| Stocks/Bonds 40/60 Portfolio | 5.67% | 5.99% | 2.26% | 7.80% | -19.79% | -0.59 | 0.03% |
| Bob Clyatt Sandwich Portfolio | 6.19% | 5.63% | 1.76% | 9.06% | -20.47% | -0.45 | 0.17% |
| Tim Maurer Simple Money Portfolio | 6.49% | 5.47% | 1.96% | 10.07% | -21.12% | -0.25 | 0.23% |
| FundAdvice Ultimate Buy & Hold Portfolio | 6.44% | 5.18% | 2.64% | 9.98% | -21.19% | -0.25 | 0.14% |
| Income Portfolio | 5.10% | 2.80% | 2.16% | 5.50% | -21.20% | -0.86 | 0.08% |
| Bill Bernstein Coward's Portfolio | 5.77% | 6.34% | 1.82% | 10.12% | -21.52% | -0.18 | 0.15% |
| Stocks/Bonds 60/40 Portfolio | 6.52% | 8.16% | 2.02% | 10.86% | -21.85% | -0.45 | 0.03% |
| Conservative Portfolio | 6.03% | 4.69% | 2.10% | 7.65% | -22.18% | -0.62 | 0.07% |
| 7Twelve Portfolio | 6.04% | 5.19% | 2.26% | 9.93% | -22.46% | -0.13 | 0.14% |
| Moderate Portfolio | 6.97% | 6.50% | 2.04% | 10.52% | -23.53% | -0.44 | 0.06% |
| Pinwheel Portfolio | 7.99% | 5.97% | 1.86% | 11.12% | -23.65% | -0.24 | 0.09% |
| Scott Burns Margaritaville Portfolio | 6.88% | 6.30% | 3.71% | 11.33% | -23.92% | -0.41 | 0.10% |
| Bill Schultheis Coffee House Portfolio | 6.97% | 6.78% | 2.44% | 10.71% | -24.01% | -0.28 | 0.05% |
| Ray Dalio All Weather Portfolio | 7.13% | 5.22% | 1.88% | 8.04% | -24.28% | -0.80 | 0.19% |
| Aronson Family Taxable Portfolio | 8.30% | 6.97% | 2.87% | 12.24% | -25.12% | -0.41 | 0.19% |
| Frank Armstrong’s Ideal Index Portfolio | 6.74% | 6.16% | 2.11% | 11.69% | -25.37% | -0.19 | 0.12% |
| Larry Swedroe Simple Portfolio | 6.71% | 6.26% | 4.04% | 10.90% | -25.44% | -0.15 | 0.20% |
| David Swensen Lazy Portfolio | 7.24% | 6.64% | 2.89% | 11.77% | -25.66% | -0.40 | 0.11% |
| Gone Fishin’ Portfolio | 7.74% | 6.29% | 3.04% | 12.06% | -26.03% | -0.24 | 0.12% |
| Roger Gibson Talmud Portfolio | 7.74% | 7.24% | 2.60% | 12.08% | -26.60% | -0.48 | 0.06% |
| David Swensen Yale Endowment Portfolio | 8.45% | 6.93% | 3.10% | 11.58% | -26.64% | -0.57 | 0.13% |
| Simple Path to Wealth Portfolio | 7.16% | 9.74% | 1.84% | 13.36% | -26.82% | -0.38 | 0.03% |
| Dividend-Paying Stocks Portfolio | -3.04% | 9.03% | 3.17% | 15.05% | -27.63% | -0.04 | 0.00% |
| Mebane Faber Ivy Portfolio | 6.10% | 4.86% | 1.96% | 12.05% | -27.66% | -0.23 | 0.22% |
| Roger Gibson Five Asset Portfolio | 6.27% | 5.54% | 2.17% | 12.01% | -27.82% | -0.22 | 0.22% |
| Bill Bernstein No Brainer Portfolio | 8.32% | 7.84% | 2.10% | 13.24% | -27.91% | -0.23 | 0.04% |
| Bogleheads Three-fund Portfolio | 7.91% | 8.25% | 2.11% | 13.66% | -28.12% | -0.31 | 0.04% |
| Bogleheads Four-fund Portfolio | 7.84% | 8.02% | 2.05% | 13.76% | -28.24% | -0.31 | 0.04% |
| Growth Portfolio | 7.91% | 8.24% | 1.98% | 13.71% | -28.25% | -0.33 | 0.05% |
| Stocks/Bonds 80/20 Portfolio | 7.37% | 10.26% | 1.78% | 14.22% | -28.47% | -0.36 | 0.03% |
| Rick Ferri Core Four Portfolio | 8.03% | 8.28% | 2.20% | 13.60% | -28.73% | -0.33 | 0.04% |
| Alpha Architect Robust Portfolio | 6.35% | 6.53% | 1.68% | 12.81% | -28.81% | -0.11 | 0.40% |
| Warren Buffett's 90/10 Portfolio | 6.86% | 11.59% | 1.58% | 15.77% | -30.73% | -0.31 | 0.03% |
| Tech Stocks Dividend Portfolio | 9.50% | 16.55% | 2.90% | 21.37% | -30.79% | -0.37 | 0.00% |
| Second Grader's Starter Portfolio | 8.26% | 9.01% | 2.05% | 15.39% | -31.07% | -0.31 | 0.04% |
| S&P 500 Portfolio | 7.42% | 12.60% | 1.54% | 17.43% | -33.72% | -0.30 | 0.09% |
| Total Stock Market Portfolio | 8.23% | 12.27% | 1.54% | 17.79% | -35.00% | -0.29 | 0.03% |
| Nasdaq-100 Portfolio | 13.01% | 17.20% | 0.71% | 21.18% | -35.12% | -0.52 | 0.20% |
| Paul Merriman Ultimate Portfolio | 9.49% | 7.61% | 2.75% | 16.96% | -38.24% | -0.19 | 0.16% |
| Ray Dalio All Weather Portfolio 2x Leveraged | 13.79% | 9.39% | 0.40% | 16.50% | -41.12% | -0.80 | 0.94% |
| Semiconductor Stocks Portfolio | 22.38% | 29.25% | 1.84% | 29.95% | -43.28% | -0.27 | 0.00% |
| FANG Plus Portfolio | 25.05% | 24.24% | 0.07% | 28.62% | -44.19% | -0.27 | 0.00% |
| Cloud Computing Stocks Portfolio | 18.11% | 24.50% | 0.65% | 27.00% | -44.98% | -0.43 | 0.00% |
| FAAMG Portfolio | 16.80% | 22.06% | 0.33% | 25.77% | -46.78% | -0.71 | 0.00% |
| FAANG Portfolio | 20.26% | 23.41% | 0.13% | 27.40% | -48.98% | -0.58 | 0.00% |
| Crypto Portfolio | 20.36% | 53.57% | 1.39% | 37.55% | -54.86% | 0.08 | 0.02% |
| Stocks/Bonds 40/60 Leveraged Portfolio | 17.47% | 14.33% | 1.51% | 21.42% | -55.26% | -0.97 | 0.65% |
| FANG Portfolio | 22.38% | 21.66% | 29.15% | -55.92% | -0.58 | 0.00% |
Risk vs. Return Scatterplot
The Risk vs. Return Scatterplot allows you to easily compare all lazy portfolios in one view using annualized return and standard deviation for the specified period. When comparing several portfolios, preference is typically given to the one that has a higher return and lower volatility (indicated on the chart in green).
5 Years