Lazy Portfolios
A lazy portfolio is a set-and-forget collection of investments that require little or no maintenance. Most portfolios consist of a small number of low-cost funds that are easy to implement and rebalance. Lazy portfolios are designed to perform well in most market conditions, making them the perfect choice for long-term investors.
Here you can find a list of the most popular lazy portfolios implemented with ETFs.
Lazy Portfolios
| Portfolio Name | YTD Return | 10Y Return | Div. Yield | 10Y Volatility | Max. Drawdown | Sharpe Ratio | Expense Ratio |
|---|---|---|---|---|---|---|---|
| Gyroscopic Investing Desert Portfolio | 3.69% | 6.43% | 1.51% | 6.72% | -10.21% | 0.52 | 0.06% |
| Stocks/Bonds 20/80 Portfolio | 2.82% | 5.76% | 1.97% | 4.63% | -10.51% | 1.53 | 0.04% |
| Income Portfolio | 1.54% | 4.93% | 1.71% | 4.67% | -10.79% | 1.31 | 0.09% |
| Harry Browne Permanent Portfolio | 1.38% | 5.98% | 0.75% | 6.39% | -11.14% | 0.53 | 0.18% |
| Larry Swedroe Minimize FatTails Portfolio | 5.52% | 4.75% | 1.89% | 5.91% | -13.45% | 2.20 | 0.17% |
| Ray Dalio All Weather Portfolio | 5.06% | 7.77% | 1.06% | 6.94% | -13.99% | 1.16 | 0.19% |
| Stocks/Bonds 40/60 Portfolio | 6.61% | 8.46% | 1.79% | 7.01% | -15.64% | 2.10 | 0.04% |
| Conservative Portfolio | 5.11% | 7.20% | 1.70% | 7.00% | -15.68% | 1.92 | 0.08% |
| Golden Butterfly Portfolio | 6.06% | 8.02% | 0.77% | 7.69% | -15.83% | 1.65 | 0.20% |
| Bob Clyatt Sandwich Portfolio | 8.09% | 8.12% | 1.17% | 8.74% | -18.13% | 2.20 | 0.17% |
| Scott Burns Couch Portfolio | 11.11% | 9.73% | 2.51% | 8.39% | -19.76% | 2.57 | 0.11% |
| Tim Maurer Simple Money Portfolio | 8.84% | 7.96% | 1.35% | 9.87% | -21.12% | 2.12 | 0.23% |
| FundAdvice Ultimate Buy & Hold Portfolio | 8.67% | 7.41% | 2.10% | 9.87% | -21.19% | 2.14 | 0.14% |
| Bill Bernstein Coward's Portfolio | 10.22% | 8.42% | 1.15% | 10.05% | -21.52% | 2.36 | 0.15% |
| Moderate Portfolio | 8.74% | 9.39% | 1.68% | 9.98% | -21.72% | 2.17 | 0.06% |
| Stocks/Bonds 60/40 Portfolio | 10.47% | 11.10% | 1.60% | 10.08% | -21.85% | 2.32 | 0.03% |
| 7Twelve Portfolio | 10.15% | 6.18% | 1.35% | 10.33% | -22.46% | 1.42 | 0.15% |
| Pinwheel Portfolio | 10.13% | 7.94% | 1.58% | 11.49% | -23.65% | 1.22 | 0.09% |
| Scott Burns Margaritaville Portfolio | 10.67% | 9.12% | 2.49% | 10.99% | -23.92% | 2.31 | 0.10% |
| Bill Schultheis Coffee House Portfolio | 10.64% | 9.36% | 2.03% | 10.27% | -24.01% | 2.36 | 0.05% |
| David Swensen Yale Endowment Portfolio | 12.54% | 10.37% | 2.19% | 10.84% | -24.30% | 2.28 | 0.13% |
| Ray Dalio All Weather Portfolio 2x Leveraged | 10.96% | 14.67% | 0.27% | 14.28% | -24.71% | 1.14 | 0.94% |
| Aronson Family Taxable Portfolio | 9.96% | 10.20% | 1.97% | 11.80% | -25.12% | 2.31 | 0.19% |
| Frank Armstrong’s Ideal Index Portfolio | 10.86% | 8.49% | 1.45% | 11.72% | -25.37% | 2.27 | 0.13% |
| Larry Swedroe Simple Portfolio | 11.26% | 8.64% | 2.56% | 10.71% | -25.44% | 2.39 | 0.20% |
| David Swensen Lazy Portfolio | 13.11% | 9.50% | 2.14% | 11.42% | -25.66% | 2.41 | 0.11% |
| Gone Fishin’ Portfolio | 9.85% | 8.43% | 2.07% | 11.74% | -26.04% | 1.83 | 0.13% |
| Roger Gibson Talmud Portfolio | 14.48% | 10.35% | 2.13% | 11.43% | -26.60% | 2.34 | 0.06% |
| Simple Path to Wealth Portfolio | 13.42% | 13.04% | 1.46% | 12.56% | -26.82% | 2.42 | 0.03% |
| FAAMG Portfolio | 28.86% | 32.21% | 0.27% | 22.71% | -27.28% | 2.01 | 0.00% |
| Dividend-Paying Stocks Portfolio | 4.68% | 11.23% | 2.74% | 14.70% | -27.63% | 0.75 | 0.00% |
| Mebane Faber Ivy Portfolio | 16.51% | 6.78% | 1.46% | 11.71% | -27.66% | 2.70 | 0.23% |
| Roger Gibson Five Asset Portfolio | 17.02% | 6.71% | 1.70% | 11.53% | -27.82% | 2.76 | 0.23% |
| Bill Bernstein No Brainer Portfolio | 11.33% | 10.89% | 1.76% | 12.83% | -27.91% | 2.33 | 0.04% |
| Bogleheads Three-fund Portfolio | 12.54% | 11.46% | 1.78% | 13.22% | -28.12% | 2.33 | 0.04% |
| Bogleheads Four-fund Portfolio | 12.51% | 10.49% | 1.72% | 13.08% | -28.24% | 2.33 | 0.04% |
| Growth Portfolio | 12.44% | 11.51% | 1.67% | 13.25% | -28.25% | 2.32 | 0.05% |
| Stocks/Bonds 80/20 Portfolio | 14.41% | 13.67% | 1.41% | 13.42% | -28.47% | 2.45 | 0.03% |
| Nasdaq-100 Portfolio | 19.44% | 22.00% | 0.36% | 19.36% | -28.56% | 1.99 | 0.20% |
| Rick Ferri Core Four Portfolio | 13.56% | 11.54% | 1.85% | 13.11% | -28.73% | 2.40 | 0.04% |
| Alpha Architect Robust Portfolio | 12.61% | 9.02% | 1.10% | 12.39% | -28.81% | 2.35 | 0.40% |
| Cloud Computing Stocks Portfolio | 20.60% | 37.94% | 0.62% | 25.11% | -29.48% | 1.76 | 0.00% |
| Warren Buffett's 90/10 Portfolio | 17.23% | 14.76% | 1.30% | 15.01% | -30.73% | 2.43 | 0.03% |
| Tech Stocks Dividend Portfolio | 17.64% | 18.29% | 2.19% | 20.54% | -30.79% | 1.94 | 0.00% |
| FAANG Portfolio | 23.47% | 38.46% | 0.12% | 24.56% | -30.93% | 1.72 | 0.00% |
| Second Grader's Starter Portfolio | 13.60% | 12.40% | 1.65% | 14.97% | -31.07% | 2.32 | 0.05% |
| FANG Portfolio | 26.66% | 40.27% | 0.00% | 26.42% | -32.10% | 1.76 | 0.00% |
| Stocks/Bonds 40/60 Leveraged Portfolio | 15.61% | 31.78% | 1.54% | 22.50% | -32.14% | 1.17 | 0.66% |
| S&P 500 Portfolio | 18.83% | 16.11% | 1.26% | 16.58% | -33.72% | 2.42 | 0.09% |
| FANG Plus Portfolio | 14.46% | 33.15% | 0.07% | 26.19% | -34.13% | 1.63 | 0.00% |
| Total Stock Market Portfolio | 18.43% | 16.17% | 1.22% | 16.93% | -35.00% | 2.55 | 0.03% |
| Semiconductor Stocks Portfolio | 20.74% | 29.76% | 1.26% | 27.45% | -35.76% | 1.60 | 0.00% |
| Paul Merriman Ultimate Portfolio | 16.06% | 10.83% | 2.03% | 17.00% | -38.24% | 2.38 | 0.18% |
Risk vs. Return Scatterplot
The Risk vs. Return Scatterplot allows you to easily compare all lazy portfolios in one view using annualized return and standard deviation for the specified period. When comparing several portfolios, preference is typically given to the one that has a higher return and lower volatility (indicated on the chart in green).
5 Years