Lazy Portfolios
A lazy portfolio is a set-and-forget collection of investments that require little or no maintenance. Most portfolios consist of a small number of low-cost funds that are easy to implement and rebalance. Lazy portfolios are designed to perform well in most market conditions, making them the perfect choice for long-term investors.
Here you can find a list of the most popular lazy portfolios implemented with ETFs.
Lazy Portfolios
| Portfolio Name | YTD Return | 10Y Return | Div. Yield | 10Y Volatility | Max. Drawdown | Sharpe Ratio | Expense Ratio |
|---|---|---|---|---|---|---|---|
| FANG Portfolio | 24.83% | 39.66% | 0.00% | 26.38% | -32.10% | 1.25 | 0.00% |
| Semiconductor Stocks Portfolio | 19.36% | 29.91% | 1.29% | 27.28% | -35.76% | 1.12 | 0.00% |
| Tech Stocks Dividend Portfolio | 19.30% | 17.99% | 2.17% | 20.42% | -30.79% | 1.68 | 0.00% |
| Dividend-Paying Stocks Portfolio | 5.94% | 11.28% | 2.71% | 14.57% | -27.63% | 0.74 | 0.00% |
| FAANG Portfolio | 21.84% | 37.88% | 0.12% | 24.53% | -30.93% | 1.22 | 0.00% |
| Cloud Computing Stocks Portfolio | 22.30% | 37.69% | 0.58% | 25.05% | -29.48% | 1.34 | 0.00% |
| FAAMG Portfolio | 25.80% | 31.57% | 0.26% | 22.70% | -27.28% | 1.47 | 0.00% |
| FANG Plus Portfolio | 15.81% | 32.94% | 0.07% | 26.16% | -34.13% | 1.24 | 0.00% |
| Total Stock Market Portfolio | 19.68% | 16.35% | 1.24% | 16.73% | -35.00% | 2.27 | 0.03% |
| Stocks/Bonds 80/20 Portfolio | 15.15% | 13.79% | 1.42% | 13.28% | -28.47% | 2.17 | 0.03% |
| Simple Path to Wealth Portfolio | 14.03% | 13.14% | 1.47% | 12.44% | -26.82% | 2.14 | 0.03% |
| Warren Buffett's 90/10 Portfolio | 18.25% | 14.88% | 1.29% | 14.85% | -30.73% | 2.22 | 0.03% |
| Stocks/Bonds 60/40 Portfolio | 10.73% | 11.17% | 1.61% | 9.99% | -21.85% | 2.03 | 0.03% |
| Stocks/Bonds 40/60 Portfolio | 6.42% | 8.48% | 1.79% | 6.98% | -15.64% | 1.79 | 0.04% |
| Bogleheads Three-fund Portfolio | 12.79% | 11.42% | 1.78% | 13.07% | -28.12% | 2.18 | 0.04% |
| Stocks/Bonds 20/80 Portfolio | 2.22% | 5.75% | 1.98% | 4.64% | -10.51% | 1.17 | 0.04% |
| Bogleheads Four-fund Portfolio | 12.76% | 10.42% | 1.72% | 13.08% | -28.24% | 2.18 | 0.04% |
| Bill Bernstein No Brainer Portfolio | 11.74% | 10.92% | 1.76% | 12.67% | -27.91% | 2.15 | 0.04% |
| Rick Ferri Core Four Portfolio | 13.87% | 11.59% | 1.85% | 12.95% | -28.73% | 2.26 | 0.04% |
| Second Grader's Starter Portfolio | 14.28% | 12.48% | 1.67% | 14.78% | -31.07% | 2.15 | 0.05% |
| Growth Portfolio | 12.68% | 11.48% | 1.67% | 13.09% | -28.25% | 2.16 | 0.05% |
| Bill Schultheis Coffee House Portfolio | 11.28% | 9.52% | 2.03% | 10.14% | -24.01% | 2.31 | 0.05% |
| Moderate Portfolio | 8.60% | 9.34% | 1.68% | 9.88% | -21.72% | 1.99 | 0.06% |
| Roger Gibson Talmud Portfolio | 14.73% | 10.63% | 2.15% | 11.27% | -26.60% | 2.29 | 0.06% |
| Gyroscopic Investing Desert Portfolio | 3.43% | 6.55% | 1.51% | 6.69% | -10.21% | 0.43 | 0.06% |
| Conservative Portfolio | 4.62% | 7.13% | 1.70% | 6.94% | -15.68% | 1.70 | 0.08% |
| Income Portfolio | 0.73% | 4.86% | 1.71% | 4.66% | -10.79% | 1.02 | 0.09% |
| S&P 500 Portfolio | 20.42% | 16.27% | 1.27% | 16.41% | -33.72% | 2.24 | 0.09% |
| Pinwheel Portfolio | 11.04% | 7.96% | 1.54% | 11.46% | -23.65% | 1.24 | 0.09% |
| Scott Burns Margaritaville Portfolio | 11.28% | 9.22% | 2.51% | 10.86% | -23.92% | 2.23 | 0.10% |
| Scott Burns Couch Portfolio | 11.83% | 9.86% | 2.53% | 8.32% | -19.76% | 2.36 | 0.11% |
| David Swensen Lazy Portfolio | 13.60% | 9.69% | 2.15% | 11.24% | -25.66% | 2.39 | 0.11% |
| David Swensen Yale Endowment Portfolio | 12.62% | 10.46% | 2.22% | 10.73% | -24.30% | 2.21 | 0.13% |
| Gone Fishin’ Portfolio | 10.27% | 8.40% | 2.22% | 11.72% | -26.04% | 1.76 | 0.13% |
| Frank Armstrong’s Ideal Index Portfolio | 11.74% | 8.62% | 1.48% | 11.53% | -25.37% | 2.28 | 0.13% |
| FundAdvice Ultimate Buy & Hold Portfolio | 9.28% | 7.49% | 2.09% | 9.73% | -21.19% | 2.21 | 0.14% |
| Bill Bernstein Coward's Portfolio | 11.16% | 8.55% | 1.18% | 9.89% | -21.52% | 2.32 | 0.15% |
| 7Twelve Portfolio | 11.77% | 6.31% | 1.46% | 10.31% | -22.46% | 1.45 | 0.15% |
| Bob Clyatt Sandwich Portfolio | 7.94% | 8.18% | 1.18% | 8.62% | -18.13% | 2.02 | 0.17% |
| Larry Swedroe Minimize FatTails Portfolio | 6.54% | 4.94% | 1.92% | 5.83% | -13.45% | 2.21 | 0.17% |
| Paul Merriman Ultimate Portfolio | 17.50% | 11.08% | 2.15% | 16.76% | -38.24% | 2.42 | 0.18% |
| Harry Browne Permanent Portfolio | 1.14% | 6.08% | 0.76% | 6.35% | -11.14% | 0.46 | 0.18% |
| Ray Dalio All Weather Portfolio | 4.93% | 7.76% | 1.09% | 6.94% | -13.99% | 1.02 | 0.19% |
| Aronson Family Taxable Portfolio | 10.03% | 10.20% | 2.04% | 11.68% | -25.12% | 2.11 | 0.19% |
| Golden Butterfly Portfolio | 6.84% | 8.22% | 0.82% | 7.62% | -15.83% | 1.61 | 0.20% |
| Nasdaq-100 Portfolio | 18.01% | 21.71% | 0.48% | 19.26% | -28.56% | 1.49 | 0.20% |
| Larry Swedroe Simple Portfolio | 13.10% | 8.85% | 2.59% | 10.57% | -25.44% | 2.45 | 0.20% |
| Tim Maurer Simple Money Portfolio | 8.92% | 7.94% | 1.36% | 9.75% | -21.12% | 2.10 | 0.23% |
| Mebane Faber Ivy Portfolio | 18.88% | 7.18% | 1.49% | 11.52% | -27.66% | 2.93 | 0.23% |
| Roger Gibson Five Asset Portfolio | 19.81% | 6.94% | 1.72% | 11.51% | -27.82% | 3.06 | 0.23% |
| Alpha Architect Robust Portfolio | 13.67% | 9.28% | 1.14% | 12.21% | -28.81% | 2.14 | 0.40% |
| Stocks/Bonds 40/60 Leveraged Portfolio | 15.83% | 23.76% | 1.67% | 18.39% | -32.28% | 1.24 | 0.65% |
| Ray Dalio All Weather Portfolio 2x Leveraged | 11.07% | 14.58% | 0.23% | 14.26% | -24.71% | 1.15 | 0.94% |
Risk vs. Return Scatterplot
The Risk vs. Return Scatterplot allows you to easily compare all lazy portfolios in one view using annualized return and standard deviation for the specified period. When comparing several portfolios, preference is typically given to the one that has a higher return and lower volatility (indicated on the chart in green).
5 Years