Lazy Portfolios
A lazy portfolio is a set-and-forget collection of investments that require little or no maintenance. Most portfolios consist of a small number of low-cost funds that are easy to implement and rebalance. Lazy portfolios are designed to perform well in most market conditions, making them the perfect choice for long-term investors.
Here you can find a list of the most popular lazy portfolios implemented with ETFs.
Lazy Portfolios
| Portfolio Name | YTD Return | 10Y Return | Div. Yield | 10Y Volatility | Max. Drawdown | Sharpe Ratio | Expense Ratio |
|---|---|---|---|---|---|---|---|
| FAAMG Portfolio | 24.35% | 22.91% | 0.31% | 25.96% | -46.78% | -0.63 | 0.00% |
| Semiconductor Stocks Portfolio | 22.92% | 29.57% | 1.83% | 29.95% | -43.28% | -0.34 | 0.00% |
| Tech Stocks Dividend Portfolio | 11.11% | 16.89% | 2.86% | 21.37% | -30.79% | -0.40 | 0.00% |
| FAANG Portfolio | 27.78% | 24.24% | 0.12% | 27.55% | -48.98% | -0.51 | 0.00% |
| FANG Portfolio | 30.03% | 22.48% | 29.34% | -55.92% | -0.53 | 0.00% | |
| Dividend-Paying Stocks Portfolio | -4.29% | 8.98% | 3.20% | 15.04% | -27.63% | -0.18 | 0.00% |
| FANG Plus Portfolio | 28.20% | 24.59% | 0.07% | 28.67% | -44.19% | -0.24 | 0.00% |
| Cloud Computing Stocks Portfolio | 20.21% | 24.76% | 0.64% | 27.03% | -44.98% | -0.40 | 0.00% |
| Crypto Portfolio | 20.07% | 53.48% | 1.39% | 37.53% | -54.86% | 0.10 | 0.02% |
| Total Stock Market Portfolio | 8.71% | 12.44% | 1.53% | 17.79% | -35.00% | -0.33 | 0.03% |
| Stocks/Bonds 80/20 Portfolio | 7.58% | 10.36% | 1.78% | 14.23% | -28.47% | -0.40 | 0.03% |
| Stocks/Bonds 20/80 Portfolio | 4.23% | 3.69% | 2.52% | 5.47% | -18.52% | -0.89 | 0.03% |
| Stocks/Bonds 40/60 Portfolio | 5.34% | 5.98% | 2.27% | 7.81% | -19.79% | -0.66 | 0.03% |
| Warren Buffett's 90/10 Portfolio | 7.15% | 11.73% | 1.58% | 15.77% | -30.73% | -0.36 | 0.03% |
| Simple Path to Wealth Portfolio | 7.30% | 9.83% | 1.84% | 13.36% | -26.82% | -0.42 | 0.03% |
| Stocks/Bonds 60/40 Portfolio | 6.46% | 8.21% | 2.02% | 10.86% | -21.85% | -0.50 | 0.03% |
| Bogleheads Four-fund Portfolio | 7.60% | 7.99% | 2.06% | 13.76% | -28.24% | -0.38 | 0.04% |
| Second Grader's Starter Portfolio | 8.00% | 9.10% | 2.06% | 15.39% | -31.07% | -0.38 | 0.04% |
| Bill Bernstein No Brainer Portfolio | 8.09% | 7.91% | 2.10% | 13.24% | -27.91% | -0.29 | 0.04% |
| Rick Ferri Core Four Portfolio | 7.82% | 8.36% | 2.21% | 13.60% | -28.73% | -0.40 | 0.04% |
| Bogleheads Three-fund Portfolio | 7.60% | 8.32% | 2.12% | 13.66% | -28.12% | -0.38 | 0.04% |
| Growth Portfolio | 7.60% | 8.32% | 1.99% | 13.71% | -28.25% | -0.40 | 0.05% |
| Bill Schultheis Coffee House Portfolio | 6.67% | 6.80% | 2.45% | 10.71% | -24.01% | -0.35 | 0.05% |
| Roger Gibson Talmud Portfolio | 7.74% | 7.28% | 2.60% | 12.09% | -26.60% | -0.52 | 0.06% |
| Gyroscopic Investing Desert Portfolio | 4.08% | 4.70% | 1.61% | 5.76% | -16.15% | -0.62 | 0.06% |
| Moderate Portfolio | 6.48% | 6.53% | 2.05% | 10.52% | -23.53% | -0.53 | 0.06% |
| Conservative Portfolio | 5.35% | 4.66% | 2.11% | 7.66% | -22.18% | -0.72 | 0.07% |
| Income Portfolio | 4.24% | 2.73% | 2.17% | 5.51% | -21.20% | -0.97 | 0.08% |
| Pinwheel Portfolio | 7.32% | 5.97% | 1.87% | 11.13% | -23.65% | -0.33 | 0.09% |
| S&P 500 Portfolio | 7.82% | 12.76% | 1.53% | 17.43% | -33.72% | -0.35 | 0.09% |
| Scott Burns Margaritaville Portfolio | 6.16% | 6.30% | 3.75% | 11.33% | -23.92% | -0.49 | 0.10% |
| David Swensen Lazy Portfolio | 6.93% | 6.67% | 2.91% | 11.77% | -25.66% | -0.46 | 0.11% |
| Scott Burns Couch Portfolio | 5.16% | 6.98% | 4.19% | 9.21% | -19.76% | -0.56 | 0.11% |
| Gone Fishin’ Portfolio | 7.20% | 6.32% | 3.06% | 12.07% | -26.03% | -0.31 | 0.12% |
| Frank Armstrong’s Ideal Index Portfolio | 6.49% | 6.23% | 2.12% | 11.69% | -25.37% | -0.25 | 0.12% |
| David Swensen Yale Endowment Portfolio | 7.97% | 6.92% | 3.12% | 11.58% | -26.64% | -0.63 | 0.13% |
| FundAdvice Ultimate Buy & Hold Portfolio | 5.74% | 5.19% | 2.67% | 9.98% | -21.19% | -0.35 | 0.14% |
| 7Twelve Portfolio | 5.24% | 5.11% | 2.27% | 9.94% | -22.46% | -0.23 | 0.14% |
| Bill Bernstein Coward's Portfolio | 5.73% | 6.41% | 1.83% | 10.12% | -21.52% | -0.23 | 0.15% |
| Paul Merriman Ultimate Portfolio | 9.12% | 7.70% | 2.77% | 16.96% | -38.24% | -0.25 | 0.16% |
| Larry Swedroe Minimize FatTails Portfolio | 4.17% | 3.11% | 3.68% | 6.06% | -14.59% | -0.56 | 0.17% |
| Bob Clyatt Sandwich Portfolio | 5.79% | 5.65% | 1.76% | 9.06% | -20.47% | -0.52 | 0.17% |
| Harry Browne Permanent Portfolio | 4.74% | 4.34% | 1.44% | 6.99% | -19.44% | -0.71 | 0.18% |
| Aronson Family Taxable Portfolio | 7.90% | 6.99% | 2.89% | 12.24% | -25.12% | -0.46 | 0.19% |
| Ray Dalio All Weather Portfolio | 5.89% | 5.07% | 1.89% | 8.06% | -24.28% | -0.91 | 0.19% |
| Larry Swedroe Simple Portfolio | 6.30% | 6.28% | 4.08% | 10.90% | -25.44% | -0.21 | 0.20% |
| Nasdaq-100 Portfolio | 14.98% | 17.60% | 0.70% | 21.20% | -35.12% | -0.51 | 0.20% |
| Golden Butterfly Portfolio | 6.95% | 6.16% | 1.40% | 8.23% | -19.59% | -0.38 | 0.20% |
| Roger Gibson Five Asset Portfolio | 5.35% | 5.44% | 2.19% | 12.01% | -27.82% | -0.33 | 0.22% |
| Mebane Faber Ivy Portfolio | 5.03% | 4.81% | 1.97% | 12.05% | -27.66% | -0.34 | 0.22% |
| Tim Maurer Simple Money Portfolio | 5.99% | 5.51% | 1.97% | 10.07% | -21.12% | -0.34 | 0.23% |
| Alpha Architect Robust Portfolio | 5.71% | 6.55% | 1.69% | 12.81% | -28.81% | -0.22 | 0.40% |
| Stocks/Bonds 40/60 Leveraged Portfolio | 16.33% | 14.27% | 1.54% | 21.45% | -55.26% | -1.02 | 0.65% |
| Ray Dalio All Weather Portfolio 2x Leveraged | 11.10% | 9.11% | 0.41% | 16.52% | -41.12% | -0.91 | 0.94% |
Risk vs. Return Scatterplot
The Risk vs. Return Scatterplot allows you to easily compare all lazy portfolios in one view using annualized return and standard deviation for the specified period. When comparing several portfolios, preference is typically given to the one that has a higher return and lower volatility (indicated on the chart in green).
5 Years