Lazy Portfolios
A lazy portfolio is a set-and-forget collection of investments that require little or no maintenance. Most portfolios consist of a small number of low-cost funds that are easy to implement and rebalance. Lazy portfolios are designed to perform well in most market conditions, making them the perfect choice for long-term investors.
Here you can find a list of the most popular lazy portfolios implemented with ETFs.
Lazy Portfolios
| Portfolio Name | YTD Return | 10Y Return | Div. Yield | 10Y Volatility | Max. Drawdown | Sharpe Ratio | Expense Ratio |
|---|---|---|---|---|---|---|---|
| Scott Burns Couch Portfolio | 5.16% | 6.98% | 4.19% | 9.21% | -19.76% | -0.56 | 0.11% |
| Larry Swedroe Simple Portfolio | 6.30% | 6.28% | 4.08% | 10.90% | -25.44% | -0.21 | 0.20% |
| Scott Burns Margaritaville Portfolio | 6.16% | 6.30% | 3.75% | 11.33% | -23.92% | -0.49 | 0.10% |
| Larry Swedroe Minimize FatTails Portfolio | 4.17% | 3.11% | 3.68% | 6.06% | -14.59% | -0.56 | 0.17% |
| Dividend-Paying Stocks Portfolio | -4.29% | 8.98% | 3.20% | 15.04% | -27.63% | -0.18 | 0.00% |
| David Swensen Yale Endowment Portfolio | 7.97% | 6.92% | 3.12% | 11.58% | -26.64% | -0.63 | 0.13% |
| Gone Fishin’ Portfolio | 7.20% | 6.32% | 3.06% | 12.07% | -26.03% | -0.31 | 0.12% |
| David Swensen Lazy Portfolio | 6.93% | 6.67% | 2.91% | 11.77% | -25.66% | -0.46 | 0.11% |
| Aronson Family Taxable Portfolio | 7.90% | 6.99% | 2.89% | 12.24% | -25.12% | -0.46 | 0.19% |
| Tech Stocks Dividend Portfolio | 11.11% | 16.89% | 2.86% | 21.37% | -30.79% | -0.40 | 0.00% |
| Paul Merriman Ultimate Portfolio | 9.12% | 7.70% | 2.77% | 16.96% | -38.24% | -0.25 | 0.16% |
| FundAdvice Ultimate Buy & Hold Portfolio | 5.74% | 5.19% | 2.67% | 9.98% | -21.19% | -0.35 | 0.14% |
| Roger Gibson Talmud Portfolio | 7.74% | 7.28% | 2.60% | 12.09% | -26.60% | -0.52 | 0.06% |
| Stocks/Bonds 20/80 Portfolio | 4.23% | 3.69% | 2.52% | 5.47% | -18.52% | -0.89 | 0.03% |
| Bill Schultheis Coffee House Portfolio | 6.67% | 6.80% | 2.45% | 10.71% | -24.01% | -0.35 | 0.05% |
| Stocks/Bonds 40/60 Portfolio | 5.34% | 5.98% | 2.27% | 7.81% | -19.79% | -0.66 | 0.03% |
| 7Twelve Portfolio | 5.24% | 5.11% | 2.27% | 9.94% | -22.46% | -0.23 | 0.14% |
| Rick Ferri Core Four Portfolio | 7.82% | 8.36% | 2.21% | 13.60% | -28.73% | -0.40 | 0.04% |
| Roger Gibson Five Asset Portfolio | 5.35% | 5.44% | 2.19% | 12.01% | -27.82% | -0.33 | 0.22% |
| Income Portfolio | 4.24% | 2.73% | 2.17% | 5.51% | -21.20% | -0.97 | 0.08% |
| Frank Armstrong’s Ideal Index Portfolio | 6.49% | 6.23% | 2.12% | 11.69% | -25.37% | -0.25 | 0.12% |
| Bogleheads Three-fund Portfolio | 7.60% | 8.32% | 2.12% | 13.66% | -28.12% | -0.38 | 0.04% |
| Conservative Portfolio | 5.35% | 4.66% | 2.11% | 7.66% | -22.18% | -0.72 | 0.07% |
| Bill Bernstein No Brainer Portfolio | 8.09% | 7.91% | 2.10% | 13.24% | -27.91% | -0.29 | 0.04% |
| Bogleheads Four-fund Portfolio | 7.60% | 7.99% | 2.06% | 13.76% | -28.24% | -0.38 | 0.04% |
| Second Grader's Starter Portfolio | 8.00% | 9.10% | 2.06% | 15.39% | -31.07% | -0.38 | 0.04% |
| Moderate Portfolio | 6.48% | 6.53% | 2.05% | 10.52% | -23.53% | -0.53 | 0.06% |
| Stocks/Bonds 60/40 Portfolio | 6.46% | 8.21% | 2.02% | 10.86% | -21.85% | -0.50 | 0.03% |
| Growth Portfolio | 7.60% | 8.32% | 1.99% | 13.71% | -28.25% | -0.40 | 0.05% |
| Tim Maurer Simple Money Portfolio | 5.99% | 5.51% | 1.97% | 10.07% | -21.12% | -0.34 | 0.23% |
| Mebane Faber Ivy Portfolio | 5.03% | 4.81% | 1.97% | 12.05% | -27.66% | -0.34 | 0.22% |
| Ray Dalio All Weather Portfolio | 5.89% | 5.07% | 1.89% | 8.06% | -24.28% | -0.91 | 0.19% |
| Pinwheel Portfolio | 7.32% | 5.97% | 1.87% | 11.13% | -23.65% | -0.33 | 0.09% |
| Simple Path to Wealth Portfolio | 7.30% | 9.83% | 1.84% | 13.36% | -26.82% | -0.42 | 0.03% |
| Semiconductor Stocks Portfolio | 22.92% | 29.57% | 1.83% | 29.95% | -43.28% | -0.34 | 0.00% |
| Bill Bernstein Coward's Portfolio | 5.73% | 6.41% | 1.83% | 10.12% | -21.52% | -0.23 | 0.15% |
| Stocks/Bonds 80/20 Portfolio | 7.58% | 10.36% | 1.78% | 14.23% | -28.47% | -0.40 | 0.03% |
| Bob Clyatt Sandwich Portfolio | 5.79% | 5.65% | 1.76% | 9.06% | -20.47% | -0.52 | 0.17% |
| Alpha Architect Robust Portfolio | 5.71% | 6.55% | 1.69% | 12.81% | -28.81% | -0.22 | 0.40% |
| Gyroscopic Investing Desert Portfolio | 4.08% | 4.70% | 1.61% | 5.76% | -16.15% | -0.62 | 0.06% |
| Warren Buffett's 90/10 Portfolio | 7.15% | 11.73% | 1.58% | 15.77% | -30.73% | -0.36 | 0.03% |
| Stocks/Bonds 40/60 Leveraged Portfolio | 16.33% | 14.27% | 1.54% | 21.45% | -55.26% | -1.02 | 0.65% |
| Total Stock Market Portfolio | 8.71% | 12.44% | 1.53% | 17.79% | -35.00% | -0.33 | 0.03% |
| S&P 500 Portfolio | 7.82% | 12.76% | 1.53% | 17.43% | -33.72% | -0.35 | 0.09% |
| Harry Browne Permanent Portfolio | 4.74% | 4.34% | 1.44% | 6.99% | -19.44% | -0.71 | 0.18% |
| Golden Butterfly Portfolio | 6.95% | 6.16% | 1.40% | 8.23% | -19.59% | -0.38 | 0.20% |
| Crypto Portfolio | 20.07% | 53.48% | 1.39% | 37.53% | -54.86% | 0.10 | 0.02% |
| Nasdaq-100 Portfolio | 14.98% | 17.60% | 0.70% | 21.20% | -35.12% | -0.51 | 0.20% |
| Cloud Computing Stocks Portfolio | 20.21% | 24.76% | 0.64% | 27.03% | -44.98% | -0.40 | 0.00% |
| Ray Dalio All Weather Portfolio 2x Leveraged | 11.10% | 9.11% | 0.41% | 16.52% | -41.12% | -0.91 | 0.94% |
| FAAMG Portfolio | 24.35% | 22.91% | 0.31% | 25.96% | -46.78% | -0.63 | 0.00% |
| FAANG Portfolio | 27.78% | 24.24% | 0.12% | 27.55% | -48.98% | -0.51 | 0.00% |
| FANG Plus Portfolio | 28.20% | 24.59% | 0.07% | 28.67% | -44.19% | -0.24 | 0.00% |
| FANG Portfolio | 30.03% | 22.48% | 29.34% | -55.92% | -0.53 | 0.00% |
Risk vs. Return Scatterplot
The Risk vs. Return Scatterplot allows you to easily compare all lazy portfolios in one view using annualized return and standard deviation for the specified period. When comparing several portfolios, preference is typically given to the one that has a higher return and lower volatility (indicated on the chart in green).
5 Years