Lazy Portfolios
A lazy portfolio is a set-and-forget collection of investments that require little or no maintenance. Most portfolios consist of a small number of low-cost funds that are easy to implement and rebalance. Lazy portfolios are designed to perform well in most market conditions, making them the perfect choice for long-term investors.
Here you can find a list of the most popular lazy portfolios implemented with ETFs.
Lazy Portfolios
| Portfolio Name | YTD Return | 10Y Return | Div. Yield | 10Y Volatility | Max. Drawdown | Sharpe Ratio | Expense Ratio |
|---|---|---|---|---|---|---|---|
| Dividend-Paying Stocks Portfolio | 5.94% | 11.28% | 2.71% | 14.57% | -27.63% | 0.74 | 0.00% |
| Larry Swedroe Simple Portfolio | 13.10% | 8.85% | 2.59% | 10.57% | -25.44% | 2.45 | 0.20% |
| Scott Burns Couch Portfolio | 11.83% | 9.86% | 2.53% | 8.32% | -19.76% | 2.36 | 0.11% |
| Scott Burns Margaritaville Portfolio | 11.28% | 9.22% | 2.51% | 10.86% | -23.92% | 2.23 | 0.10% |
| Gone Fishin’ Portfolio | 10.27% | 8.40% | 2.22% | 11.72% | -26.04% | 1.76 | 0.13% |
| David Swensen Yale Endowment Portfolio | 12.62% | 10.46% | 2.22% | 10.73% | -24.30% | 2.21 | 0.13% |
| Tech Stocks Dividend Portfolio | 19.30% | 17.99% | 2.17% | 20.42% | -30.79% | 1.68 | 0.00% |
| Roger Gibson Talmud Portfolio | 14.73% | 10.63% | 2.15% | 11.27% | -26.60% | 2.29 | 0.06% |
| David Swensen Lazy Portfolio | 13.60% | 9.69% | 2.15% | 11.24% | -25.66% | 2.39 | 0.11% |
| Paul Merriman Ultimate Portfolio | 17.50% | 11.08% | 2.15% | 16.76% | -38.24% | 2.42 | 0.18% |
| FundAdvice Ultimate Buy & Hold Portfolio | 9.28% | 7.49% | 2.09% | 9.73% | -21.19% | 2.21 | 0.14% |
| Aronson Family Taxable Portfolio | 10.03% | 10.20% | 2.04% | 11.68% | -25.12% | 2.11 | 0.19% |
| Bill Schultheis Coffee House Portfolio | 11.28% | 9.52% | 2.03% | 10.14% | -24.01% | 2.31 | 0.05% |
| Stocks/Bonds 20/80 Portfolio | 2.22% | 5.75% | 1.98% | 4.64% | -10.51% | 1.17 | 0.04% |
| Larry Swedroe Minimize FatTails Portfolio | 6.54% | 4.94% | 1.92% | 5.83% | -13.45% | 2.21 | 0.17% |
| Rick Ferri Core Four Portfolio | 13.87% | 11.59% | 1.85% | 12.95% | -28.73% | 2.26 | 0.04% |
| Stocks/Bonds 40/60 Portfolio | 6.42% | 8.48% | 1.79% | 6.98% | -15.64% | 1.79 | 0.04% |
| Bogleheads Three-fund Portfolio | 12.79% | 11.42% | 1.78% | 13.07% | -28.12% | 2.18 | 0.04% |
| Bill Bernstein No Brainer Portfolio | 11.74% | 10.92% | 1.76% | 12.67% | -27.91% | 2.15 | 0.04% |
| Bogleheads Four-fund Portfolio | 12.76% | 10.42% | 1.72% | 13.08% | -28.24% | 2.18 | 0.04% |
| Roger Gibson Five Asset Portfolio | 19.81% | 6.94% | 1.72% | 11.51% | -27.82% | 3.06 | 0.23% |
| Income Portfolio | 0.73% | 4.86% | 1.71% | 4.66% | -10.79% | 1.02 | 0.09% |
| Conservative Portfolio | 4.62% | 7.13% | 1.70% | 6.94% | -15.68% | 1.70 | 0.08% |
| Moderate Portfolio | 8.60% | 9.34% | 1.68% | 9.88% | -21.72% | 1.99 | 0.06% |
| Second Grader's Starter Portfolio | 14.28% | 12.48% | 1.67% | 14.78% | -31.07% | 2.15 | 0.05% |
| Stocks/Bonds 40/60 Leveraged Portfolio | 15.83% | 23.76% | 1.67% | 18.39% | -32.28% | 1.24 | 0.65% |
| Growth Portfolio | 12.68% | 11.48% | 1.67% | 13.09% | -28.25% | 2.16 | 0.05% |
| Stocks/Bonds 60/40 Portfolio | 10.73% | 11.17% | 1.61% | 9.99% | -21.85% | 2.03 | 0.03% |
| Pinwheel Portfolio | 11.04% | 7.96% | 1.54% | 11.46% | -23.65% | 1.24 | 0.09% |
| Gyroscopic Investing Desert Portfolio | 3.43% | 6.55% | 1.51% | 6.69% | -10.21% | 0.43 | 0.06% |
| Mebane Faber Ivy Portfolio | 18.88% | 7.18% | 1.49% | 11.52% | -27.66% | 2.93 | 0.23% |
| Frank Armstrong’s Ideal Index Portfolio | 11.74% | 8.62% | 1.48% | 11.53% | -25.37% | 2.28 | 0.13% |
| Simple Path to Wealth Portfolio | 14.03% | 13.14% | 1.47% | 12.44% | -26.82% | 2.14 | 0.03% |
| 7Twelve Portfolio | 11.77% | 6.31% | 1.46% | 10.31% | -22.46% | 1.45 | 0.15% |
| Stocks/Bonds 80/20 Portfolio | 15.15% | 13.79% | 1.42% | 13.28% | -28.47% | 2.17 | 0.03% |
| Tim Maurer Simple Money Portfolio | 8.92% | 7.94% | 1.36% | 9.75% | -21.12% | 2.10 | 0.23% |
| Semiconductor Stocks Portfolio | 19.36% | 29.91% | 1.29% | 27.28% | -35.76% | 1.12 | 0.00% |
| Warren Buffett's 90/10 Portfolio | 18.25% | 14.88% | 1.29% | 14.85% | -30.73% | 2.22 | 0.03% |
| S&P 500 Portfolio | 20.42% | 16.27% | 1.27% | 16.41% | -33.72% | 2.24 | 0.09% |
| Total Stock Market Portfolio | 19.68% | 16.35% | 1.24% | 16.73% | -35.00% | 2.27 | 0.03% |
| Bob Clyatt Sandwich Portfolio | 7.94% | 8.18% | 1.18% | 8.62% | -18.13% | 2.02 | 0.17% |
| Bill Bernstein Coward's Portfolio | 11.16% | 8.55% | 1.18% | 9.89% | -21.52% | 2.32 | 0.15% |
| Alpha Architect Robust Portfolio | 13.67% | 9.28% | 1.14% | 12.21% | -28.81% | 2.14 | 0.40% |
| Ray Dalio All Weather Portfolio | 4.93% | 7.76% | 1.09% | 6.94% | -13.99% | 1.02 | 0.19% |
| Golden Butterfly Portfolio | 6.84% | 8.22% | 0.82% | 7.62% | -15.83% | 1.61 | 0.20% |
| Harry Browne Permanent Portfolio | 1.14% | 6.08% | 0.76% | 6.35% | -11.14% | 0.46 | 0.18% |
| Cloud Computing Stocks Portfolio | 22.30% | 37.69% | 0.58% | 25.05% | -29.48% | 1.34 | 0.00% |
| Nasdaq-100 Portfolio | 18.01% | 21.71% | 0.48% | 19.26% | -28.56% | 1.49 | 0.20% |
| FAAMG Portfolio | 25.80% | 31.57% | 0.26% | 22.70% | -27.28% | 1.47 | 0.00% |
| Ray Dalio All Weather Portfolio 2x Leveraged | 11.07% | 14.58% | 0.23% | 14.26% | -24.71% | 1.15 | 0.94% |
| FAANG Portfolio | 21.84% | 37.88% | 0.12% | 24.53% | -30.93% | 1.22 | 0.00% |
| FANG Plus Portfolio | 15.81% | 32.94% | 0.07% | 26.16% | -34.13% | 1.24 | 0.00% |
| FANG Portfolio | 24.83% | 39.66% | 0.00% | 26.38% | -32.10% | 1.25 | 0.00% |
Risk vs. Return Scatterplot
The Risk vs. Return Scatterplot allows you to easily compare all lazy portfolios in one view using annualized return and standard deviation for the specified period. When comparing several portfolios, preference is typically given to the one that has a higher return and lower volatility (indicated on the chart in green).
5 Years