Lazy Portfolios
A lazy portfolio is a set-and-forget collection of investments that require little or no maintenance. Most portfolios consist of a small number of low-cost funds that are easy to implement and rebalance. Lazy portfolios are designed to perform well in most market conditions, making them the perfect choice for long-term investors.
Here you can find a list of the most popular lazy portfolios implemented with ETFs.
Lazy Portfolios
| Portfolio Name | YTD Return | 10Y Return | Div. Yield | 10Y Volatility | Max. Drawdown | Sharpe Ratio | Expense Ratio |
|---|---|---|---|---|---|---|---|
| Larry Swedroe Simple Portfolio | -18.43% | 5.89% | 5.13% | 12.84% | -30.20% | -0.93 | 0.20% |
| Scott Burns Couch Portfolio | -22.28% | 7.35% | 4.90% | 11.92% | -25.48% | -0.94 | 0.11% |
| Scott Burns Margaritaville Portfolio | -23.12% | 6.13% | 4.66% | 12.55% | -26.91% | -1.08 | 0.10% |
| Larry Swedroe Minimize FatTails Portfolio | -15.39% | 2.78% | 3.94% | 7.83% | -19.55% | -1.30 | 0.17% |
| David Swensen Yale Endowment Portfolio | -25.98% | 6.37% | 3.63% | 12.53% | -27.67% | -1.13 | 0.13% |
| Paul Merriman Ultimate Portfolio | -23.60% | 7.15% | 3.55% | 16.89% | -38.57% | -0.99 | 0.16% |
| Aronson Family Taxable Portfolio | -24.09% | 6.54% | 3.50% | 13.27% | -27.89% | -1.13 | 0.19% |
| David Swensen Lazy Portfolio | -24.42% | 6.64% | 3.42% | 13.69% | -31.24% | -1.00 | 0.11% |
| Dividend-Paying Stocks Portfolio | -16.39% | 7.61% | 3.42% | 14.80% | -26.80% | -0.55 | 0.00% |
| FundAdvice Ultimate Buy & Hold Portfolio | -20.16% | 4.97% | 3.39% | 11.85% | -27.38% | -1.06 | 0.14% |
| Gone Fishin’ Portfolio | -22.54% | 5.56% | 3.30% | 13.36% | -29.77% | -1.12 | 0.12% |
| Tech Stocks Dividend Portfolio | -26.13% | 15.77% | 3.18% | 21.75% | -29.19% | -0.52 | 0.00% |
| Tim Maurer Simple Money Portfolio | -21.19% | 4.98% | 2.77% | 11.81% | -26.85% | -1.20 | 0.23% |
| Bogleheads Four-fund Portfolio | -24.28% | 6.96% | 2.69% | 14.59% | -30.27% | -1.00 | 0.04% |
| Roger Gibson Talmud Portfolio | -25.11% | 7.07% | 2.69% | 13.94% | -32.02% | -0.97 | 0.06% |
| Pinwheel Portfolio | -22.33% | 5.08% | 2.67% | 12.61% | -28.78% | -1.09 | 0.09% |
| Bill Schultheis Coffee House Portfolio | -20.95% | 6.61% | 2.63% | 12.81% | -30.12% | -0.94 | 0.05% |
| Rick Ferri Core Four Portfolio | -24.75% | 8.14% | 2.63% | 14.75% | -31.88% | -0.96 | 0.04% |
| Bogleheads Three-fund Portfolio | -24.42% | 8.22% | 2.60% | 14.81% | -31.08% | -0.96 | 0.04% |
| Roger Gibson Five Asset Portfolio | -21.38% | 4.44% | 2.56% | 12.91% | -30.10% | -0.98 | 0.22% |
| 7Twelve Portfolio | -19.10% | 4.01% | 2.54% | 11.17% | -25.70% | -1.03 | 0.14% |
| Bill Bernstein No Brainer Portfolio | -23.42% | 7.68% | 2.51% | 14.86% | -32.16% | -0.96 | 0.04% |
| Second Grader's Starter Portfolio | -24.63% | 8.98% | 2.50% | 16.01% | -32.89% | -0.91 | 0.04% |
| Growth Portfolio | -24.59% | 8.33% | 2.47% | 14.94% | -31.35% | -0.96 | 0.05% |
| Frank Armstrong’s Ideal Index Portfolio | -21.22% | 6.08% | 2.37% | 13.80% | -31.49% | -0.98 | 0.12% |
| Moderate Portfolio | -23.65% | 6.83% | 2.37% | 12.54% | -26.96% | -1.05 | 0.06% |
| Stocks/Bonds 20/80 Portfolio | -19.32% | 4.08% | 2.31% | 7.02% | -19.74% | -1.39 | 0.03% |
| Conservative Portfolio | -22.30% | 5.06% | 2.27% | 9.71% | -22.82% | -1.24 | 0.07% |
| Mebane Faber Ivy Portfolio | -23.53% | 5.03% | 2.24% | 13.16% | -30.71% | -1.01 | 0.22% |
| Income Portfolio | -20.19% | 2.92% | 2.17% | 6.49% | -20.97% | -1.65 | 0.08% |
| Stocks/Bonds 40/60 Portfolio | -21.73% | 6.51% | 2.17% | 10.49% | -22.41% | -1.05 | 0.03% |
| Semiconductor Stocks Portfolio | -44.63% | 25.28% | 2.14% | 30.66% | -46.35% | -0.66 | 0.00% |
| Bob Clyatt Sandwich Portfolio | -22.62% | 5.74% | 2.09% | 11.42% | -25.34% | -1.14 | 0.17% |
| Stocks/Bonds 60/40 Portfolio | -23.17% | 8.43% | 2.02% | 13.29% | -27.93% | -0.91 | 0.03% |
| Alpha Architect Robust Portfolio | -23.74% | 6.59% | 1.92% | 14.83% | -32.65% | -0.97 | 0.40% |
| Simple Path to Wealth Portfolio | -23.92% | 9.64% | 1.91% | 15.03% | -31.05% | -0.85 | 0.03% |
| Stocks/Bonds 80/20 Portfolio | -24.13% | 10.00% | 1.88% | 15.55% | -31.95% | -0.84 | 0.03% |
| Bill Bernstein Coward's Portfolio | -19.95% | 6.63% | 1.86% | 12.96% | -29.38% | -0.90 | 0.15% |
| Gyroscopic Investing Desert Portfolio | -19.45% | 5.01% | 1.75% | 8.35% | -19.74% | -1.10 | 0.06% |
| Warren Buffett's 90/10 Portfolio | -23.48% | 11.09% | 1.75% | 16.50% | -32.83% | -0.72 | 0.03% |
| S&P 500 Portfolio | -23.93% | 11.58% | 1.73% | 17.05% | -33.72% | -0.71 | 0.09% |
| Total Stock Market Portfolio | -24.82% | 11.34% | 1.73% | 17.40% | -35.00% | -0.79 | 0.03% |
| Ray Dalio All Weather Portfolio | -24.16% | 4.54% | 1.68% | 8.45% | -24.59% | -1.41 | 0.19% |
| Crypto Portfolio | -63.18% | 57.48% | 1.66% | 71.69% | -91.88% | -0.68 | 0.02% |
| Golden Butterfly Portfolio | -21.02% | 5.19% | 1.33% | 10.05% | -22.40% | -1.14 | 0.20% |
| Stocks/Bonds 40/60 Leveraged Portfolio | -61.21% | 13.00% | 1.21% | 34.11% | -61.77% | -0.86 | 0.65% |
| Harry Browne Permanent Portfolio | -21.37% | 3.90% | 1.19% | 7.92% | -21.67% | -1.34 | 0.18% |
| Nasdaq-100 Portfolio | -32.49% | 15.72% | 0.74% | 20.65% | -33.44% | -0.85 | 0.20% |
| Cloud Computing Stocks Portfolio | -59.88% | 21.38% | 0.73% | 33.34% | -65.34% | -1.17 | 0.00% |
| FAAMG Portfolio | -31.72% | 22.35% | 0.34% | 25.04% | -34.22% | -0.74 | 0.00% |
| Ray Dalio All Weather Portfolio 2x Leveraged | -45.32% | 7.37% | 0.30% | 18.87% | -45.94% | -1.08 | 0.94% |
| FAANG Portfolio | -40.11% | 21.29% | 0.13% | 27.30% | -47.18% | -1.00 | 0.00% |
| FANG Plus Portfolio | -46.65% | 26.51% | 0.08% | 32.13% | -51.15% | -0.67 | 0.00% |
| FANG Portfolio | -45.90% | 19.11% | 0.00% | 29.33% | -55.07% | -1.10 | 0.00% |
Risk vs. Return Scatterplot
The Risk vs. Return Scatterplot allows you to easily compare all lazy portfolios in one view using annualized return and standard deviation for the specified period. When comparing several portfolios, preference is typically given to the one that has a higher return and lower volatility (indicated on the chart in green).
5 Years